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AMEX, Discover etc

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lch4
Established Member

AMEX, Discover etc

What are the required Fico scores needed to get approved for major cards such as Amex, Discover etc with high credit limits??
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: AMEX, Discover etc

There is no magic score

Message 2 of 7
Anonymous
Not applicable

Re: AMEX, Discover etc


@lch4 wrote:
What are the required Fico scores needed to get approved for major cards such as Amex, Discover etc with high credit limits??

No magic score but I recommend 650 or above, if not closer to 700+

Message 3 of 7
Ardecko
Frequent Contributor

Re: AMEX, Discover etc

Also, the oft repeated suggestion for AMEX is 12 months of history on another card.
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2020-02-07 FICO 08: TU 789
2020-02-10 FICO 08: EX 752

Gardening, mostly, again until... soon(I need to replace my car)

Message 4 of 7
lch4
Established Member

Re: AMEX, Discover etc

Great.. Thank you for responding.
Message 5 of 7
AverageJoesCredit
Legendary Contributor

Re: AMEX, Discover etc

With Discover the better you score better your odds but they are such an odd duck that there are people with lower scores, thin files or just out of bk who score really great limits while there are some with well established files and score are lucky to just get in. Just some popcorn for the movieSmiley Wink
Message 6 of 7
916networktech
Contributor

Re: AMEX, Discover etc

I had a 688 when I got approved for Discover IT in Dec 2016 $1000, I got American Express Blue 1 month Later $1000

| January 2017 American Express Blue $3000 | October 2017 American Express Everyday $2800 | October 2017 American Express Schwab Investor Card $6000 | September 2017 Bank of America Cash Rewards Visa $500 | December 2016 Discover it | $3,000 | September 2017 Paypal MC $700 | September 2017 Nordstrom Store CC $3000 | CreditCare $12000 | December 2017 BBVA Visa $12500 |


EX 688 December 2018
TU 680 December 2018
INQs: 5
Credit Started January 2017


cc
Message 7 of 7
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