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AMEX EDP 3x CLI 61 days recon number

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bigbang91
Established Contributor

AMEX EDP 3x CLI 61 days recon number

As the title said,can anyone please tell me the recon number for Amex? I asked for 3x CLI on my 66 days and received the 7-10 days,which is bad news. So i was wondering is there any number i could call to speed up the process or sway the decision?Thanks

 

Background info:3/12 cards carry balance,uti ~12%,FICO score as of 05/24/2014=725

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EW800
Valued Contributor

Re: AMEX EDP 3x CLI 61 days recon number

I do not have the RECON number, however please keep us in the loop as to what happens.  With 725 not being a bad score and UTIL at 12%, we would think it would be approved.  Any lates or other baddies in play?

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 2 of 6
bigbang91
Established Contributor

Re: AMEX EDP 3x CLI 61 days recon number


@EW800 wrote:

I do not have the RECON number, however please keep us in the loop as to what happens.  With 725 not being a bad score and UTIL at 12%, we would think it would be approved.  Any lates or other baddies in play?

 

 


Nope,my credit profile crystal clear. I only have like 9 inqs,3 in the last 3 months,4 inqs are 7 months old,the rest over a year. Although i do have another amex card,the BCE,will that card affects my chance? 

Message 3 of 6
ExplicitElicit
Established Contributor

Re: AMEX EDP 3x CLI 61 days recon number

What's your utl on that card? From what i've read amex likes cardholders to pif or at least carry low balances.

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bigbang91
Established Contributor

Re: AMEX EDP 3x CLI 61 days recon number


@ExplicitElicit wrote:

What's your utl on that card? From what i've read amex likes cardholders to pif or at least carry low balances.


5900/7500 on the first month,PIF before 2nd statement,so 0 balance

Message 5 of 6
fot1
Established Contributor

Re: AMEX EDP 3x CLI 61 days recon number


@bigbang91 wrote:

@EW800 wrote:

I do not have the RECON number, however please keep us in the loop as to what happens.  With 725 not being a bad score and UTIL at 12%, we would think it would be approved.  Any lates or other baddies in play?

 

 


Nope,my credit profile crystal clear. I only have like 9 inqs,3 in the last 3 months,4 inqs are 7 months old,the rest over a year. Although i do have another amex card,the BCE,will that card affects my chance? 


When is the last time you did a CLI on the BCE?

Too many to list..
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