Since I just went through this I thought it would be good to start a thread of the actual outcomes of a FR to help others that might be going through it!
Type of AMEX: Zync
Open: 1.5 months ago
Cause: I was told due to excesive inquires (bought a truck)
Information requested: IRS transcripts
How long did it take to complete: Almost 3 weeks
Outcome: They called and emailed to state they put a $3000.00 limit - then called 3 days later to say they made a mistake (you know my heart sank)...increased the limit to $5000.00??!! Strange but I'll take it.
I am hoping it does not happen again, even though the process was painless...the suspension is a pain. And I have learned to carry a backup card especially if on vacation 
I am also interested to hear if people have been FR'ed more than once.
i had about 12 inq on 8/30/12 amex being my last.
dealership pulled all 3 of my reports then toyota pulled all three of my reports
amex pulled all three of my reports.
still no fr though. maybe since they were last?
question? when they did how do you get transcripts?
i personally use turbotax and do my own taxes. and my income was slightly less last year since i started a new job in may/june. but i have stubs to prove of the increase in income. would that suffice?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
