AMEX gave me low 2K limit but My first payment just cut and it had a $1200 balance. Aso the card itself has $407 limit left since I've used it a lot for grocery shopping. Outstanding balance is $1592.
Should I stop using it? I don't want to trigger FR. Also wondering what is a good spot utilization wise to remain in so that I don't raise any flags ? I'm not sure they'll be so happy to see my CSP reporting tomorrow with $8000 credit used out of 10K (even though I'm going to pay it in full)
I usually pay once I receive the statement and always pay in full.
Also weird thing is AMEX hasn't soft pulled me even once after their initial approval which was hard inquiry for the application
And this decrease my chances of successfully getting 3x CLI on 61 days?
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