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AMEX Fico Score insane.

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LS2982
Mega Contributor

Re: AMEX Fico Score insane.


@rushx2112 wrote:

Wish AMEX would let me in... maybe a few months


What does your EX file look like?




EQ FICO 548 3/3/16
Message 31 of 38
rushx2112
New Contributor

Re: AMEX Fico Score insane.

696 and 5 inq... no baddies, util is under 10%.... haven't had a long history though... once it's up I'll hopefully get in, the 6% on grocers would be awesome

Message 32 of 38
sosabe77
Contributor

Re: AMEX Fico Score insane.

Wow, that's weird.

Top 3: Amex BCP 25k - Chase Sapphire 17.5k - PSECU 20K


Starting Score: 714
Current Score: 759
Goal Score: 800

Take the myFICO Fitness Challenge
Message 33 of 38
LS2982
Mega Contributor

Re: AMEX Fico Score insane.


@rushx2112 wrote:

696 and 5 inq... no baddies, util is under 10%.... haven't had a long history though... once it's up I'll hopefully get in, the 6% on grocers would be awesome


Do you have any AMEX cards currently??

 

If not i'd jump on a charge card your scores and stats are fine for that. If approved, immediately app for BCE. SP if deniad and YMMV they might go off the same HP for charge card approval.




EQ FICO 548 3/3/16
Message 34 of 38
youngandcreditwrthy
Senior Contributor

Re: AMEX Fico Score insane.

Lol I got BCE @$3500 cl w a 696 TU, duh!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 35 of 38
rushx2112
New Contributor

Re: AMEX Fico Score insane.


@LS2982 wrote:

@rushx2112 wrote:

696 and 5 inq... no baddies, util is under 10%.... haven't had a long history though... once it's up I'll hopefully get in, the 6% on grocers would be awesome


Do you have any AMEX cards currently??

 

If not i'd jump on a charge card your scores and stats are fine for that. If approved, immediately app for BCE. SP if deniad and YMMV they might go off the same HP for charge card approval.


No AMEX now.... I'll app again in a few months and try for the PRG maybe

Message 36 of 38
WolfMan
Regular Contributor

Re: AMEX Fico Score insane.

I also got a letter from USBank, I applied for them right after AMEX. 

 

They sent me a score of 723 from EQ ( Doesn't say FICO though ) 

 

Message 37 of 38
jamesdwi
Valued Contributor

Re: AMEX Fico Score insane.

AMEX is only guarantied to pull EX on Charge cards, since the OP has a CL he got a revolver so all bets are off on which report they will pull, they will any of the reports they want, and may double or tripple pull if the OP is boarderline.

 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 38 of 38
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