davidboca wrote:OP: Hopefully this will all pass when Amex receives and approves the requested information. Afterwards, you will look forward to many years of satisfying Amex membership.Don't fret!
msheresy wrote : "So I just got my card in the mail on thursday and I have spent right @ $100. I try today to view my account and I see that it says it is suspended. I call and am notified that I am having a review done to verify income...blah blah blah. Heres the thing, I put that I made $32000 but I actually only make right @ $30000. Is this going to affect things? Will 2000 actually cause them to cancel my account? I'm really worried now because I was sooooo freaking happy that I got this card!"
Curious msheresy, what is the CL of the card they issued you? And the $100 balance...was that including their annual fee? Just think if you tried to buy something and you were declined, etc. .
Some posters are failing to realize this and think it's all about just complying with Amex and being on the up and up on your income, it's a simple process, etc....but that's not the issue. Purchases, monthly automatic debits, etc, those things could have the constant possibility of rejection...resulting in late fees, embarrassment. . . .
I'd like to see the posters that have no problems with the Amex FR's after their card is declined due to an FR while shopping during the holidays. Wonder how much of a simple painless process it will be for them then?
I believe the FR process can be done every 6 months if they so chose.
Message Edited by Jubeyy on 06-15-2008 02:12 PM
The limit was 1000. I spent 20 bux that night and the next day I set up t-mobile bill pay on the amex site. I paid my cell bill. I didn't try to use it anymore, thankfully. I only saw that it was suspended because I wanted to try and go ahead and pay it off. The annual fee was waived for the first year so the balance was strictly my purchases.
When you get an AMEX card be careful with it and don't try to game them right off the bat, they are more sophisticated than the people on this board.