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AMEX Gold Recon

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UpNComing
Established Contributor

AMEX Gold Recon

Has anyone had experience with AMEX Gold recon?  Is it worth it?  I was TD last week.  I've had jetBlue AMEX for one month.  PIF first month.  High utilization.  Running about 2 times the limit through it each month.  Getting ready to PIF midway through the billing period.  I have mid six scores and high income. 
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
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3 REPLIES 3
FretlessMayhem
Senior Contributor

Re: AMEX Gold Recon

Do you have any recent baddies? You might want to try giving Amex a little while to warm up to you. I'd say wait a couple more months.

Rumor has it that Amex supervisors were recently stripped over their powers to overturn a system denial.
Here we go again...
Message 2 of 4
heirophant
Established Contributor

Re: AMEX Gold Recon

I was denied a CLI 2 months into having my Delta, but got approved for a Green today...wait until the 3 month mark at least.  Maybe you'll have better luck.  I have put 5K through my Delta in 3 months and PIF.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788

In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000

Mortgage 11/20
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UpNComing
Established Contributor

Re: AMEX Gold Recon



FretlessMayhem wrote:
Do you have any recent baddies? You might want to try giving Amex a little while to warm up to you. I'd say wait a couple more months.

Rumor has it that Amex supervisors were recently stripped over their powers to overturn a system denial.


One baddie on Exp, four on Equ none on TU.  All from four years ago,  medical.  None since.  Several recent inquiries from home purchase, one auto and three cards including the AEMX.  Perfect history on all cards and autos.
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
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