Reply
Established Contributor
Posts: 684
Registered: ‎05-02-2008
0

AMEX Gold Recon

Has anyone had experience with AMEX Gold recon?  Is it worth it?  I was TD last week.  I've had jetBlue AMEX for one month.  PIF first month.  High utilization.  Running about 2 times the limit through it each month.  Getting ready to PIF midway through the billing period.  I have mid six scores and high income. 
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: AMEX Gold Recon

Do you have any recent baddies? You might want to try giving Amex a little while to warm up to you. I'd say wait a couple more months.

Rumor has it that Amex supervisors were recently stripped over their powers to overturn a system denial.
Here we go again...
Established Contributor
Posts: 532
Registered: ‎11-25-2007
0

Re: AMEX Gold Recon

I was denied a CLI 2 months into having my Delta, but got approved for a Green today...wait until the 3 month mark at least.  Maybe you'll have better luck.  I have put 5K through my Delta in 3 months and PIF.
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Highlighted
Established Contributor
Posts: 684
Registered: ‎05-02-2008
0

Re: AMEX Gold Recon



FretlessMayhem wrote:
Do you have any recent baddies? You might want to try giving Amex a little while to warm up to you. I'd say wait a couple more months.

Rumor has it that Amex supervisors were recently stripped over their powers to overturn a system denial.


One baddie on Exp, four on Equ none on TU.  All from four years ago,  medical.  None since.  Several recent inquiries from home purchase, one auto and three cards including the AEMX.  Perfect history on all cards and autos.
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.