AMEX Gold card

[Ryry1]

I got pre-selected AMEX Gold card in the mail with 15,000 point reward if I use 1,000$ of AMEX in the first 3 month and if it worth having AMEX card?

I have 5 CCs & Debit card but never had a AMEX card before.

I don't really mind 125$ AF but curious if the Gold card is the #2 to gain a AMEX Platinum? I would love to get Platinum but how long do you need to use AMEX Gold (if I go for it) by June 20th in order to get AMEX Platinum?

I am curious for those have AMEX, can I pay 1,250$ for 10 years ASAP (for example) without worrying about paying 125$ AF until the year of 2022 if I were to pay 1,250$ for 10 years or 2,500$ for 20 years without worrying abou paying AF until 2032? I assume it doesn't work that way?

[Crashem]

Go to the AMEX website.  Nothing should stop you from Platinum if you want it.  All their charge cards have similar approval standards aside from Zync.  Also, I would get Premier Gold over Gold.  The join bonus is better and first year AF is free.

[Ryry1]

Premier Gold card recently new? I thought it was just AMEX Gold card.

[Crashem]

Go to website.  There is AMEX Gold and AMEX Premier Gold.  Premier Gold is AF of 175, but first year is free.  More points for certain categories of expenditures.

[pizzadude]

I don't believe that you can "prepay" your annual fee for the next ten years unfortunately....you'll have to pay it each year as it is billed.

[Crashem]

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@pizzadude wrote:

I don't believe that you can "prepay" your annual fee for the next ten years unfortunately....you'll have to pay it each year as it is billed.

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You can overpay your bill so you have a credit which I guess the AF can go against for years to come.

[ztnjpv]

Well, I honestly don't see the value in getting the Amex Gold. 

What other cards do you have? If you have a Chase Freedom or Sapphire, you get access to the Ultimate Rewards Mall along with better rewards on purchases. Throw in no annual fee vs. a heffty one and better acceptance overall and it's a no brainer. 

The little things that seem  better with the AMEX Gold aren't that big of a deal for most people. Perhaps you are one of those people for whom the little things do make a difference. 

I'm all about rewards. And in terms of rewards, there are better cards for most purposes. Just my 2 cents.

[Ryry1]

I have Discover More (2 years) (never applied-they called me), USbank Platinum (1 yr) (never applied-they called me), Capital One Platinum (8 yr) (never applied-they called me), Lowes Card (3 yr), & 1 Debit Card