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New Member
Catherine_Credit
Posts: 13
Registered: ‎12-14-2012
0

AMEX Green Approved !!! Quick Question

Hi All,

 

I just applied AMEX Green and got approved a few moment ago. So the next card I wanted is AMEX SPG, how long should I keep the card before my next applied?? 

EQ Fico: 731 - Dec 13, 2012
WellsFargo ID Prot Pull 01/29/2013
EX 741 - EQ 711 - TU 708

Goal:
Chase Hyatt, CSP
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: AMEX Green Approved !!! Quick Question

Why didn't you apply for the SPG?


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Valued Contributor
daybreakgonesXe
Posts: 1,872
Registered: ‎11-17-2012
0

Re: AMEX Green Approved !!! Quick Question

At the very least 6 months to reflect positive payment history :smileyhappy:
Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 759 EQ 719 TU 740 Credit Karma (TU) 790 Transrisk 820/990 Credit Sesame (EX) 766 Credit.com (EX) 774 VantageScore 3.0 726 Quizzle (EQ) 721
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: AMEX Green Approved !!! Quick Question

+1

Congrats and treat them well!

$100K in Credit
Last Credit Card App: 11/16/13
New Member
Catherine_Credit
Posts: 13
Registered: ‎12-14-2012
0

Re: AMEX Green Approved !!! Quick Question

The reason is that I read revolver are harder to get, and the spending 5k within 6 month. My husband just got the CSP, and CPC with $4k spending in 3 month. So I wanted to meet the minimum for these first before SPG. BTW, does AMEX do product change after 6 month to revolver?

EQ Fico: 731 - Dec 13, 2012
WellsFargo ID Prot Pull 01/29/2013
EX 741 - EQ 711 - TU 708

Goal:
Chase Hyatt, CSP
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: AMEX Green Approved !!! Quick Question

[ Edited ]

If you just apped today and were approved, then you may as well give the spg a shot today. You have nothing to lose. you will only have the one HP, even for 2 cards - as long as you app on the same day. If you don't get spg, then wait until your credit history is better and app. 

 

I got zync and Costco on the same day. It's smart to app for the charge first since they are easier and if you are denied, you have to wait 30 days to submit another app for any Amex product. 

 

Eta: you can't pc a charge to a revolver. You can only pc within the same category.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: AMEX Green Approved !!! Quick Question


Catherine_Credit wrote:

The reason is that I read revolver are harder to get, and the spending 5k within 6 month. My husband just got the CSP, and CPC with $4k spending in 3 month. So I wanted to meet the minimum for these first before SPG. BTW, does AMEX do product change after 6 month to revolver?


No.  You can only do a PC from charge product to charge product, or revolver to revolver.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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New Member
Catherine_Credit
Posts: 13
Registered: ‎12-14-2012
0

Re: AMEX Green Approved !!! Quick Question

For real?? its only 1 hard pull for 2 same day application??

EQ Fico: 731 - Dec 13, 2012
WellsFargo ID Prot Pull 01/29/2013
EX 741 - EQ 711 - TU 708

Goal:
Chase Hyatt, CSP
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: AMEX Green Approved !!! Quick Question

Well, ymmv, but almost always.

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

New Member
Catherine_Credit
Posts: 13
Registered: ‎12-14-2012
0

Re: AMEX Green Approved !!! Quick Question

I just send in a app for SPG, it says need 14 days for review. Guess I'll find out in few days.

 

Thanks All

EQ Fico: 731 - Dec 13, 2012
WellsFargo ID Prot Pull 01/29/2013
EX 741 - EQ 711 - TU 708

Goal:
Chase Hyatt, CSP

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