AMEX Green Card

[mkhan6349]

Hello,

I received an invitation to apply for AMEX Green Card in the mail few days ago. I am not sure if $95 annual fee after a year is worth it. Does anyone have any experience with this charge card?

[takeshi74]

Worth is highly subjective.  We can't tell you if it's worth it to you.  You'd have to give us your criteria if you want feedback.  Look at what the card offers and see if it is a good fit for you.  Don't just respond to invitations, preselected offers, preapproved offers, etc.  They're all just marketing.  Find the cards that suit you and apply for them.

[jd352]

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@mkhan6349 wrote:

Hello,

I received an invitation to apply for AMEX Green Card in the mail few days ago. I am not sure if $95 annual fee after a year is worth it. Does anyone have any experience with this charge card?

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Do you actually want this card? IMO, the Everyday cards are a bit better than charge cards for the average consumer. In fact, the normal Everyday has no annual fee and better earning potential from the start over the Green card. The Green card offers no point multipliers, while the Everyday cards do. But, you have to see what fits your spending. 

[keithB]

Got a Green Card preapproval too... I went with EveryDay card instead - was approved online.

[navajomyst2003]

If you want an Amex charge card and want to add AUs, I would suggest the PRG over the Green.  If you have a Green with 1 AU, it will cost $95 + $35 and the PRG will cost $175 + 0, but the points on the PRG are quite a bit more.  Right now, Amex is offering both cards (I have both of them) for no AF the first year, so you could experiment with which works best for you.  Assuming that the charge card route is the way you want to go. 

[vygotsky]

What about the Senior green for 35$ AF no MR.

[Open123]

Only reason to have a Green card is if you need an NPSL for extremely high (where static limits aren't able to accommodate) non-airline/gas related charges.  

[j_casteel]

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@keithB wrote:

Got a Green Card preapproval too... I went with EveryDay card instead - was approved online.

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Exactly the same for my wife...got the Green card letter in the mail, and went online and was preapproved for several cards, but just decided on the ED card. 

Seems like AMEX is sending out Green card invitations like crazy right now. 

[vygotsky]

Is Amex going to have a new charge card any time soon? hopefully with no AF

[jd352]

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@vygotsky wrote:

Is Amex going to have a new charge card any time soon? hopefully with no AF

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I don't see this happening. They tried the Zync with a lower AF than the Green (but with a watered down MR points program), and that has been since discontinued. They really seem to want people to "pay to play" to have a charge card. The confusing thing is that they have 2 charge cards that accumulate points the same, as well as have the same benefits, yet are different in price (Gold vs Green). I guess their original idea with charge cards would be everyone would start at green. Get upgraded to Gold at some point. Then PRG. Then Platinum. Then the almighty Centurion. However, now it is really just open to pick whatever suits you the best (other than the Centurion).