@chalupaman wrote:Think it depends on how much you wanna put on a charge card every month and which charge card will fit your needs and personal spending habits the best. I knew the PRG has pretty good rewards and the AF is waived for the first year and stuff but I didn't feel that card would fit my spending patterns the best since I tend to be pretty conservative with how I use credit cards in general and in the long run, unless I have more income or something like that, I have no interest in paying 175 dollars a year to have a charge card so I didn't see the point at the time.
I already have two revolvers with Amex that are focused much more on rewards anyway. Also if you don't want the PRG and are deciding between the Green and the non PRG Gold, I don't think there's much of a difference between those two cards except in how much you're paying in AF costs and for the Gold, there's a little bit more emphasis on travel features but it's mostly the same thing.
I would say no its not worth it in most instances , the PRG is better if you need charge card since the AF is wavied for first year. If you are looking for any amex that allows for MR points, I would look at ED or EDP. I personally think ED beats the Amex Green in almost everyway, and it doesn't have an AF!!!
