08-09-2012 12:42 PM
First of I gotta say I would have never been approved if it was not for all the posters on this site. I am so excited and I got the 40K bonus offer.
So for those of you thinking of applying here is my situation: I have about 7 inq on Experian, but as I am going to travel frequently in the next year I thought why not give it a shot. Yesterday when I applied the Amex application update site said in progress.....then around 8Pm last night I called. I got a rep who clearly has been outsourced (not that I care) but she informed me my CL is 2K.
So for those of you that have this card what is the best way to use and redeem points on this card???????
Additionally I have the card portfolio below, I may apply for the CSP and close the Cap1 next year. So could all of you tell me how I should be usiing the cards below to maximize reward earning? Any and all input is welcome.
Amex Zync - NPSL - My internal limit is 6K 3 month old
Amex Hilton HHonors - 2K I just got approved.
Chase Freedom - 5K 3 months old and got a CLI last month from 3K with HP
Discover More 1.5K 3 Months old - Hopefully I get a CLI in 6 Months
Cap 1 500 10 months old - What else is there to say the limit sucks.
08-09-2012 12:48 PM
I just got approved for mine on the 29th! Although I'm still waiting on the card...Definitely looking forward to the 3x CLI in 61 days. And I don't know if I am wrong, but with the Hilton Card with the AF, you receive 40,000 points after your first purchase. I looked on the Hilton website and according to the website, 40,000 HHonors points are equivalent for like a week stay?
Someone please correct me if I am wrong.
08-09-2012 01:01 PM
Nice card Congrats!
08-09-2012 01:05 PM
Yes it is a weeks' stay depending on the category of the hotel. If you stay at category 1 hotel like a Hampton Inn than its 7500 points a night, hower if you stay at Hilton times square its 50K points a night..
08-10-2012 07:04 AM
Any Hilton HHonors card holders..........................have input????
08-10-2012 07:17 AM
Congrats! I too want this card! I just got my Zync and BCE in May, backdated to 1998, how long should I wait to apply for this one? 6 months?
08-10-2012 07:21 AM
I got my Zync in May 2012 and my AAOA when I applied for the HHonors card was 4 months, so you should be good.
08-10-2012 07:52 AM
Yeah but I got both cards in May, so not sure if they will give me a third one in such a short time.
08-10-2012 06:26 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO