AMEX MULTIPLE APPS

[RHAL]

Is it still true that if you apply for multiple card on the same day, they will only pull your report once?

[terrymurph]

Yes I just recently applied for the then Amex Zync and Gold on the same day and they only pulled EX once.

[RHAL]

Awesome! Did they approve you for both cards?

[Red1Blue]

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@terrymurph wrote:

Yes I just recently applied for the then Amex Zync and Gold on the same day and they only pulled EX once.

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Why would you want two charge cards from them?

[RHAL]

I keep going back and forth about applying to an rsvp invite I got from them. I want one of their cards something aweful, because of the points program they have. I have a wicked amount of hilton points for hotels, but nothing for flights. With their system I can transfer hilton points at 1300 for 1000 amex points. Well, anyway I heard of people getting denied for certain cards with amex, then the next day get approved for another. If I get denied for the rsvp I wanted to try the green or delta the same day, but not if they pull multiple times. Their csr said they would pull multiple times, but they have seen people get denied and then try another and 5 min later approved.

[score_building]

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@RHAL wrote:

I keep going back and forth about applying to an rsvp invite I got from them. I want one of their cards something aweful, because of the points program they have. I have a wicked amount of hilton points for hotels, but nothing for flights. With their system I can transfer hilton points at 1300 for 1000 amex points. Well, anyway I heard of people getting denied for certain cards with amex, then the next day get approved for another. If I get denied for the rsvp I wanted to try the green or delta the same day, but not if they pull multiple times. Their csr said they would pull multiple times, but they have seen people get denied and then try another and 5 min later approved.

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A csr doesn't always know the difference between a HP and a SP.  

I once app several months after opening an amex and it denied instantly w/o pulling which was nice but don't know about applying same day.

In any case, good luck with the app., sounds like you've got your eyes on the points!  GL-

[RHAL]

Thanks!! I really need it with my scores.

[terrymurph]

Yes i did get approved for both of the cards one pull from Experian and no problems.

[Anonymous]

Not sure if AMEX changed their policy on one pull for Mulitple apps in a day.  I applied on the same day with 30 mins apart, they approved me right away for the first one and then I have to wait for the second one for almost 5 days before any decision.  They pulled EX twice - one on the 8th and the other one today 14th.  Should I call the Backdoor number to ask if they can take out one inquiry? 

Thanks in Advance

[thom02099]

Only one pull here, applied for AMEX Zync first, got instant on line approval, then a short time later, applied for Clear, got the 7 day notice message.  Went on line a bit later to check the status of the applications, and it showed both apps approved, got staggered emails from AMEX stating the same thing, that I'd been approved for both.  They pulled EX, and only the single pull for me.