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Just managed to see the EQ report, I found AMEX pulled all three when I first applied for Green/BCP, and second time SPG. I know I got super thin file or NO FILE, but why... I am so hideous?
@DavidZeng wrote:Just managed to see the EQ report, I found AMEX pulled all three when I first applied for Green/BCP, and second time SPG. I know I am super thin file or NO FILE, but why... I am so hideous?
AmEx pulls three when you have a thin file or are borderline. They did that when I applied for my BCE last year.
wow, anyway, I should thank them, since they gave me the card, now I most put 95% spend on AMEX. I won't apply any AMEX card until next year.
Hope next time they can use only 1HP.
Amex pulled all three for me back in July..
Hi David,
Help my understand because maybe I'm seeing something wrong and want to clairify.
According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens
The good news is you were approved both.....
Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the
SP if denied HP if approved rule
@myjourney wrote:Hi David,
Help my understand because maybe I'm seeing something wrong and want to clairify.
According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens
The good news is you were approved both.....
Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the
SP if denied HP if approved rule
Thank you for reply, I applied Green/BCP on same day, they got approved instantly and they pulled all three, on January, I applied for SPG, they once again pulled all three.
So, 3 HP for GRN/BCP on Dec, 2013, 3HP for SPG on Jan, 2014.
The good news is I got the cards that I really need and now I spent almost all on them, I am really thankful for all your guys help!! Without those help, I can never imagine I can get those cards within less than 3 months credit history. Now the only card that I need for coming travel is the CSP. I think I will garden for 3-6 months. Maybe Chase can give me something nice then.
Sorry to hear about your 3HPs. Congrats!!!!
Ron.
@DavidZeng wrote:
@myjourney wrote:Hi David,
Help my understand because maybe I'm seeing something wrong and want to clairify.
According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens
The good news is you were approved both.....
Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the
SP if denied HP if approved rule
Thank you for reply, I applied Green/BCP on same day, they got approved instantly and they pulled all three, on January, I applied for SPG, they once again pulled all three.
So, 3 HP for GRN/BCP on Dec, 2013, 3HP for SPG on Jan, 2014.
The good news is I got the cards that I really need and now I spent almost all on them, I am really thankful for all your guys help!! Without those help, I can never imagine I can get those cards within less than 3 months credit history. Now the only card that I need for coming travel is the CSP. I think I will garden for 3-6 months. Maybe Chase can give me something nice then.
Ouch
I see your pain now you were triple pulled twice OMG
Yeah, Discover even did 2 HP on 11/26/2013 on TU when I applied their card.
TWO HP ON TU SAME DAY FOR JUST 1 application~
@DavidZeng wrote:Yeah, Discover even did 2 HP on 11/26/2013 on TU when I applied their card.
TWO HP ON TU SAME DAY FOR JUST 1 application~
PNC, Chase pulled HP from EXP and TU.
Ron.