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AMEX NOW PULL 3?

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DavidZeng
Regular Contributor

AMEX NOW PULL 3?

Just managed to see the EQ report, I found AMEX pulled all three when I first applied for Green/BCP, and second time SPG. I know I got super thin file or NO FILE, but why... I am so hideous? Smiley Sad

Message 1 of 20
19 REPLIES 19
grinlikechelsea
Established Contributor

Re: AMEX NOW PULL 3?


@DavidZeng wrote:

Just managed to see the EQ report, I found AMEX pulled all three when I first applied for Green/BCP, and second time SPG. I know I am super thin file or NO FILE, but why... I am so hideous? Smiley Sad


AmEx pulls three when you have a thin file or are borderline. They did that when I applied for my BCE last year.

Message 2 of 20
DavidZeng
Regular Contributor

Re: AMEX NOW PULL 3?

wow, anyway, I should thank them, since they gave me the card, now I most put 95% spend on AMEX. I won't apply any AMEX card until next year.Smiley Embarassed

Hope next time they can use only 1HP.

Message 3 of 20
fot1
Established Contributor

Re: AMEX NOW PULL 3?

Amex pulled all three for me back in July..

Too many to list..
Message 4 of 20
myjourney
Super Contributor

Re: AMEX NOW PULL 3?

Hi David,

 

Help my understand because maybe I'm seeing something wrong and want to clairify.

 

According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens

The good news is you were approved both..... 

Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the 

SP if denied HP if approved rule 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 20
DavidZeng
Regular Contributor

Re: AMEX NOW PULL 3?


@myjourney wrote:

Hi David,

 

Help my understand because maybe I'm seeing something wrong and want to clairify.

 

According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens

The good news is you were approved both..... 

Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the 

SP if denied HP if approved rule 


Thank you for reply, I applied Green/BCP on same day, they got approved instantly and they pulled all three, on January, I applied for SPG, they once again pulled all three. 

So, 3 HP for GRN/BCP on Dec, 2013, 3HP for SPG on Jan, 2014.Smiley Sad 

 

The good news is I got the cards that I really need and now I spent almost all on them, I am really thankful for all your guys help!! Without those help, I can never imagine I can get those cards within less than 3 months credit history. Now the only card that I need for coming travel is the CSP. I think I will garden for 3-6 months. Maybe Chase can give me something nice then. Smiley Tongue

Message 6 of 20
Ron1
Super Contributor

Re: AMEX NOW PULL 3?

Sorry to hear about your  3HPs.  Congrats!!!! Smiley Happy

 

 

Ron.

Message 7 of 20
myjourney
Super Contributor

Re: AMEX NOW PULL 3?


@DavidZeng wrote:

@myjourney wrote:

Hi David,

 

Help my understand because maybe I'm seeing something wrong and want to clairify.

 

According to your sig you applied for GRN/BCP same day. If so yes you were borderline and they pulled twice. Sorry but it happens

The good news is you were approved both..... 

Then if your sig is right you applied for another card at another date... Which stands correct that you would have another pull based on the 

SP if denied HP if approved rule 


Thank you for reply, I applied Green/BCP on same day, they got approved instantly and they pulled all three, on January, I applied for SPG, they once again pulled all three. 

So, 3 HP for GRN/BCP on Dec, 2013, 3HP for SPG on Jan, 2014.Smiley Sad 

 

The good news is I got the cards that I really need and now I spent almost all on them, I am really thankful for all your guys help!! Without those help, I can never imagine I can get those cards within less than 3 months credit history. Now the only card that I need for coming travel is the CSP. I think I will garden for 3-6 months. Maybe Chase can give me something nice then. Smiley Tongue


Ouch 

I see your pain now you were triple pulled twice OMG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 20
DavidZeng
Regular Contributor

Re: AMEX NOW PULL 3?

Yeah,  Discover even did 2 HP on 11/26/2013 on TU when I applied their card. 

 

TWO HP ON TU SAME DAY FOR JUST 1 application~Smiley Sad

Message 9 of 20
Ron1
Super Contributor

Re: AMEX NOW PULL 3?


@DavidZeng wrote:

Yeah,  Discover even did 2 HP on 11/26/2013 on TU when I applied their card. 

 

TWO HP ON TU SAME DAY FOR JUST 1 application~Smiley Sad


PNC, Chase  pulled HP from EXP and TU. Smiley Sad

 

 

Ron.

Message 10 of 20
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