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They pulled EQ and EX for my Freedom.
@DavidZeng wrote:They pulled EQ and EX for my Freedom.
Sorry to hear. They used to pull only one. They pulled both EXP and TU for my Chase United Explorer card.
Ron.
@Ron1 wrote:
@DavidZeng wrote:They pulled EQ and EX for my Freedom.
Sorry to hear. They used to pull only one. They pulled both EXP and TU for my Chase United Explorer card.
Ron.
I should camp and dodge the seduction of new credit cards.
@CreditMagic7 wrote:
Well, still Congratulations on 3 Amex approvals.
If you're somewhat new to credit like i am too then as harsh as 6 Inquiry are, the positive side is at least they yielded you All 3 of your cards from a top credit company.
Success!
Thank you so much! But now I am really worry about the HP number may damage my future mortgage application. Really can not wait till all HPs to fall off. But I have to get some cards to build my credit files
@DavidZeng wrote:
@Ron1 wrote:
@DavidZeng wrote:They pulled EQ and EX for my Freedom.
Sorry to hear. They used to pull only one. They pulled both EXP and TU for my Chase United Explorer card.
Ron.
I should camp and dodge the seduction of new credit cards.
You are doing good. You got all these cards within a month.
Ron.
@DavidZeng wrote:Just managed to see the EQ report, I found AMEX pulled all three when I first applied for Green/BCP, and second time SPG. I know I got super thin file or NO FILE, but why... I am so hideous?
The main thing is that you got approved congrats
@DavidZeng wrote:
@CreditMagic7 wrote:
Well, still Congratulations on 3 Amex approvals.
If you're somewhat new to credit like i am too then as harsh as 6 Inquiry are, the positive side is at least they yielded you All 3 of your cards from a top credit company.
Success!Thank you so much! But now I am really worry about the HP number may damage my future mortgage application. Really can not wait till all HPs to fall off. But I have to get some cards to build my credit files
You have plenty enough now to build up your credit profile. You don't need any more cards in order to do so. Also, your Amex can potentially be $18k in less than 7 months. (assuming I read this correctly: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071 ) If you want a mortage in 2015 you have to stop applying. Mortage lenders don't like seeing new accounts an inquiries at all, and the general consensus seems to be that they want all of your accounts and apps to be at least a year old before you apply for a mortage.
@notfancy wrote:
@DavidZeng wrote:
@CreditMagic7 wrote:
Well, still Congratulations on 3 Amex approvals.
If you're somewhat new to credit like i am too then as harsh as 6 Inquiry are, the positive side is at least they yielded you All 3 of your cards from a top credit company.
Success!Thank you so much! But now I am really worry about the HP number may damage my future mortgage application. Really can not wait till all HPs to fall off. But I have to get some cards to build my credit files
You have plenty enough now to build up your credit profile. You don't need any more cards in order to do so. Also, your Amex can potentially be $18k in less than 7 months. (assuming I read this correctly: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071 ) If you want a mortage in 2015 you have to stop applying. Mortage lenders don't like seeing new accounts an inquiries at all, and the general consensus seems to be that they want all of your accounts and apps to be at least a year old before you apply for a mortage.
Thank you so much for your advice, I will get last one CSP as soon as possible and garden till the end of 2015 for my mortgage. I really need a travel card without FTF and combine my Freedom points .: Just one more shot.
Makes me thankful to have a successful 2 browser method with Amex in January.
BCE and Green Card with a single HP.