@brumijb wrote:
I was just approved for another card (Delta Gold) after 12 months with the Optima. Did not have to close the existing card (thank goodness because it was backdated 10 years and is my oldest line).
Congrats on the approval!
Did you apply right at the 12 month mark and was it instant? What was your credit profile like when you applied?
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
