AMEX Opinion: Which is better?

[jpparker07]

When it comes to AMEX cards I want an opinion. Is it better to have an airline specific card (JetBlue Amex, Delta Skymiles Amex, etc) or to have one of the charge cards where you can get points and transfer them to frequent flier programs including the two airlines stated above? I know the biggest difference is you can carry a balance on the airline cards but many AMEX clients pay in full anyway so I guess there opinions are even more significant. Thanks!

[LS2982]

I would think the charge cards because they can be used on other airlines. Only bad thing like you said is you have to PIF monthly.

[GaTech]

I'd choose the charge cards (PRG, Platinum) because they offer excellent benefits not offered with the airline revolver cards.

Here's a rank in order of what I'd recommend based on benefits that come with the annual fee:

1. PRG
1. Platinum
3. Gold Card (regular)
4. Delta Reserve
5. Delta Platinum
6. Delta Gold
6. Jet Blue AMEX
8. Green Card
9. Blue Sky Preferred
10. Blue Sky (no annual fee)

[jpparker07]

How much annually would you have to spend to make the PRG worth the annual fee? Mileage may vary of course, just wondering.

[sengpatt]

The general consensus is that the PRG is worth it if you hit $30,000 annual spend, which nets you an extra 15,000 MR points.