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AMEX Optima CLI and Additional AMEX Product

Valued Contributor

AMEX Optima CLI and Additional AMEX Product

I currently have the AMEX Optima CC after some financial issues with them.  I have a perfect customer since they issued the Optima CC for me 3 years ago.

 

I have read a lot on the forum that with this card I will never get a CLI, and I most likely will never be able to get another AMEX product.  Well, I just called their customer service department to feel them out and the rep stated that she could definitely put in a CLI request.  Also, she said that she could definitely try for another CC.

 

I understand that I probably would get denied for another CC with the Optima CC, but she said that my account was eligible for a CLI as long as my credit report was good.

 

Has anyone actually had success with a CLI with the Optima CC?  I thought it was just stuck at the same forever.


Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Message 1 of 3
2 REPLIES
Super Contributor

Re: AMEX Optima CLI and Additional AMEX Product

We see people get new cards all the time

Here's where YMMV 

Some have had to close the card first recently others have not?

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 3
Senior Contributor

Re: AMEX Optima CLI and Additional AMEX Product


myjourney wrote:

We see people get new cards all the time

Here's where YMMV 

Some have had to close the card first recently others have not?

Good luck 


+1

 

It appears that most folks who have the Optima (OASIS) recovery product do not get the option for CLIs.  You could try and see if it allows the system to process one.

Message 3 of 3