AMEX Plat Upgrade

[drinkthekoolaid]

very nice, I still have my ZYNC that I dont use! I wonder if I could upgrade that to the plat and close down my gold!?

[OptimalCS]

I simply don't date cards with AF period.

I want to build my AAoA and no fee cards are keepers in my book.

[enharu]

Really depends. The plat card is a perks card, not a rewards card. Some people are able to justify the AF from taking just 1 trip. The card does cover certain expenses, which help offset the AF.

It's also the only charge card with no FTF.

[longtimelurker]

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@OptimalCS wrote:
I simply don't date cards with AF period.

I want to build my AAoA and no fee cards are keepers in my book.

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I think that is a non-optimal view!   As others have said,  if card 1's benefit - annual fee outweight benefits on card 2, card 1 is a better choice.  (BCP vs BCE is such an example).  And cards with AF can be keepers if they continue to provide good benefits, and there are many examples of this. 

[OptimalCS]

I tend not to keep AF cards for a (longtime) lol

[adavis425]

I think the upgrade is worth it if you travel. As someone else said, the Plat is definitely not a rewards card, but the perks are pretty good. The $200 per year incidentals credit takes the AF down to $250. That amount for the perks you get is worth it IMO...if you travel. I do not believe that the 100k offer is available as an upgrade. Someone will correct me if I'm wrong. No HP if you are a CM.

[Open123]

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@OptimalCS wrote:
I tend not to keep AF cards for a (longtime) lol

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Naturally, the moment a card's benefits are exceeded by it's cost, it should be purged.  Of course, I'd do the same for a no fee card, unless it's amongst my oldest TLs.

[OptimalCS]

Agreed.

Point in case, I sometimes want to close my hone depot card since I have a 20k citi cli but I won't get ride of it because it doesn't have an af.

[Open123]

@LS

No HP, but unless you're going to travel quite a bit, I don't think the card is worth it without the 50K bonus.  If you're interested in the Platinum, it'd be better to opt for the MB Plat for the 50k MR promo.

[FinStar]

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@LS2982 wrote:

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@drinkthekoolaid wrote:

You cant upgrade until you have has your current card 13 months... only can apply for a new card

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I'm aware of that, i've actually accepted an upgrade a few months ago from Zync to PRG. Curious about this card tho, I know its more than likely out of my

league  But its the Plat. Baller status,

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So, not so much the actual benefits but rather baller status? LOL.