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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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AMEX Plat Upgrade

Was checking out to see if I have any offers and its says Uprade to Platinum on there :smileysurprised:

 

The AF is pretty high but i;d like to weigh the pro's/con;s on this card. Not even sure if its worth it for my spend. Is a HP required?

 

Plat cardholders chime in!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX Plat Upgrade

Also since I recently upgraded to a PRG so would my AF be reduced if I upgraded??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Posts: 9,674
Registered: ‎01-28-2010
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Re: AMEX Plat Upgrade

Do you travel often, either domestically or internationally?

If so then the lounge access, airline credits, and no foreign exchange fees would likely be the best benefits to compensate for the AF.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX Plat Upgrade


pizzadude wrote:
Do you travel often, either domestically or internationally?

If so then the lounge access, airline credits, and no foreign exchange fees would likely be the best benefits to compensate for the AF.

Looking to travel more, I dont go often. How is this concierge service?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
Posts: 103
Registered: ‎03-12-2013
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Re: AMEX Plat Upgrade

@LS2982 - how you check the existing offers in your account?

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX Plat Upgrade


vAirGo7 wrote:

@LS2982 - how you check the existing offers in your account?


Log into your account and click the additional cards tab top right corner and click on view all personal cards. If you have any upgrade/preapproved offers it will be on the left hand side.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,978
Registered: ‎02-09-2012
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Re: AMEX Plat Upgrade

You want NO part of that card nor it's AF until they offer up a 100k point offer.

 

Most of us have been on here w/ you long enough to know that your income/spend doesn't "easily" justify a $450/yr card - that's a LOT of spend. Nor does mind....

 

But that is why I am also waiting for the 100k offer next year.  

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX Plat Upgrade


Repo-ed wrote:

You want NO part of that card nor it's AF until they offer up a 100k point offer.

 

Most of us have been on here w/ you long enough to know that your income/spend doesn't "easily" justify a $450/yr card - that's a LOT of spend. Nor does mind....

 

But that is why I am also waiting for the 100k offer next year.  


I'm taking a guess i wouldn't get that offer if it was an upgrade not a cold app.

 

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 76
Registered: ‎06-05-2013
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Re: AMEX Plat Upgrade

You cant upgrade until you have has your current card 13 months... only can apply for a new card

Chase Sapphire Preferred VISA SIGNATURE- $10,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $6,000
USAA MASTERCARD - $10,000 ~ Amex GOLD PR - $NPSL
Commerce Bank Visa $5,000 ~ AMEX BCE - $3,000
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX Plat Upgrade


drinkthekoolaid wrote:

You cant upgrade until you have has your current card 13 months... only can apply for a new card


I'm aware of that, i've actually accepted an upgrade a few months ago from Zync to PRG. Curious about this card tho, I know its more than likely out of my

 

league :smileytongue: But its the Plat. Baller status,




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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