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Established Contributor
Posts: 1,045
Registered: ‎02-03-2009
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Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

 I think the MB Platinum is a charge card. The BMW Visa is a revolver though....


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New Contributor
Posts: 50
Registered: ‎05-03-2012
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Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

The co-branded Mercedes-Benz Platinum is a charge card. The basic one is a credit card.

Contributor
Posts: 83
Registered: ‎01-08-2008
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I recently got the Amex MB Plat charge. You probably got the answers to your question, but to confirm for you -

  • Yes, it has all Plat benefits
  • Yes, it is $25 more / yr AF
  • I had the 50k points deposited in my MR account the day after I hit $1500 in spend
  • I did receive the Priority Pass card / booklet a couple weeks after receiving the card
  • It includes the $200 yearly airline fees credit
  • It includes all of the other Platinum benefits (FHR, Companion pass for BC/FC tickets thru PTS, etc etc)
  • Gets you 6x points at the dealership
  • $1k annual certificate towards lease / purchase (can be used by anyone in your household even if not AU)
  • $100 annual for MB accessories 

Hope that helps!

New Contributor
Posts: 50
Registered: ‎05-03-2012
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Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Thanks cardslayer. I always like to hear it from a user than the app. agent who may or may not be telling the truth. I am definetely aiming for that card.

Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Hopefully this is not a silly question, but can you PC and/or upgrade to this card if you are a current Amex charge card holder? I'm considering purchasing either a Benz or BMW in the future...

 

Thanks,

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

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Frequent Contributor
Posts: 498
Registered: ‎02-08-2013
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Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Is product changing from Plat to the Mercedez-Benz Plat possible? I don't want a hard pull (especially if planning to buy car/home).

     
Regular Contributor
Posts: 224
Registered: ‎08-03-2010
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Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I don't know if a product change is possible but when I did inquire about the MB AmEx, the rep. told me the 50K bonus MR points are not available for current platinum members (I believe this is after product change?). However, I do believe if you want the 50K points, you can cancel your current card and re-apply for the MB Plat. :smileyhappy:
Senior Contributor
Posts: 4,615
Registered: ‎02-23-2011
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum


grigorexxxcore wrote:
I don't know if a product change is possible but when I did inquire about the MB AmEx, the rep. told me the 50K bonus MR points are not available for current platinum members (I believe this is after product change?). However, I do believe if you want the 50K points, you can cancel your current card and re-apply for the MB Plat. :smileyhappy:

Right, Plat has to be cancelled, but unlike the "mainline" charge cards, there's no 90 day or 12 month restriction for the MB Platinum bonus.

 

For the added $25, the MB Platinum is better, if only for the $100 gift certificate for a Mercedes Benz accessory.  I don't know for certain, but I'm sure a PC is possible; however, you won't get the 50K bonus.

Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I'm holding out for another 100k sign-up and pulling the trigger for the plat, next year.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
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