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Valued Contributor
Posts: 1,104
Registered: ‎02-03-2009
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

 I think the MB Platinum is a charge card. The BMW Visa is a revolver though....


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (12/1/16): EQ My Fico: 801; TU MyFico: 792; EX (My Fico): 797
New Contributor
Posts: 50
Registered: ‎05-03-2012
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

The co-branded Mercedes-Benz Platinum is a charge card. The basic one is a credit card.

Contributor
Posts: 90
Registered: ‎01-08-2008

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I recently got the Amex MB Plat charge. You probably got the answers to your question, but to confirm for you -

  • Yes, it has all Plat benefits
  • Yes, it is $25 more / yr AF
  • I had the 50k points deposited in my MR account the day after I hit $1500 in spend
  • I did receive the Priority Pass card / booklet a couple weeks after receiving the card
  • It includes the $200 yearly airline fees credit
  • It includes all of the other Platinum benefits (FHR, Companion pass for BC/FC tickets thru PTS, etc etc)
  • Gets you 6x points at the dealership
  • $1k annual certificate towards lease / purchase (can be used by anyone in your household even if not AU)
  • $100 annual for MB accessories 

Hope that helps!

New Contributor
Posts: 50
Registered: ‎05-03-2012
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Thanks cardslayer. I always like to hear it from a user than the app. agent who may or may not be telling the truth. I am definetely aiming for that card.

Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Hopefully this is not a silly question, but can you PC and/or upgrade to this card if you are a current Amex charge card holder? I'm considering purchasing either a Benz or BMW in the future...

 

Thanks,

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

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Established Contributor
Posts: 526
Registered: ‎02-08-2013
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

Is product changing from Plat to the Mercedez-Benz Plat possible? I don't want a hard pull (especially if planning to buy car/home).

     
Regular Contributor
Posts: 224
Registered: ‎08-03-2010
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I don't know if a product change is possible but when I did inquire about the MB AmEx, the rep. told me the 50K bonus MR points are not available for current platinum members (I believe this is after product change?). However, I do believe if you want the 50K points, you can cancel your current card and re-apply for the MB Plat. Smiley Happy
Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum


grigorexxxcore wrote:
I don't know if a product change is possible but when I did inquire about the MB AmEx, the rep. told me the 50K bonus MR points are not available for current platinum members (I believe this is after product change?). However, I do believe if you want the 50K points, you can cancel your current card and re-apply for the MB Plat. Smiley Happy

Right, Plat has to be cancelled, but unlike the "mainline" charge cards, there's no 90 day or 12 month restriction for the MB Platinum bonus.

 

For the added $25, the MB Platinum is better, if only for the $100 gift certificate for a Mercedes Benz accessory.  I don't know for certain, but I'm sure a PC is possible; however, you won't get the 50K bonus.

Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: AMEX Platinum vs AMEX Mercedes-Benz Platinum

I'm holding out for another 100k sign-up and pulling the trigger for the plat, next year.

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