01-23-2013 05:21 AM - edited 01-23-2013 05:21 AM
did they double pull? and tu was the deciding factor?
they triple pulled me for my zync.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
01-23-2013 05:39 AM
01-23-2013 07:17 AM
01-23-2013 08:50 AM
01-23-2013 09:14 AM - edited 01-23-2013 09:14 AM
Well, they pulled all three for me, but approval was based on TU. I don't even really think my 696 TU FICO was higher than my others at all. My exp would have been highest.
Very similar situation. Verified triple-pull, landed on TU @ 680. I see it as trading INQ's for a backdated TL.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
01-23-2013 09:35 AM
They pulled all 3 for me and I was still declined. My TU score was 707 - I have a lot of inq's on TU ( 6 GE Cards last year) and if they were 'trying' to approve me I'm sure that was the death nail.
Guess I was hoping the EXP would be good enough but I will wait until the fall and try them again.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.