AMEX Pulling TU

[Anonymous]

So I got AMEX letter explaining why I got denied for the BCP.. They pulled my TU FICO and its just too low at 649...

[Repo-ed]

You live in California?

Your EX report frozen?

[creditnocash]

did they double pull? and tu was the deciding factor? 

they triple pulled me for my zync. 

[youngandcreditwrthy]

I got my TU pulled at 696, and got approved. I think they try to approve you when they pull TU...

I.e. "borderline approval"

[kevinjjc]

Please let us know if they pulled your EX as well.

[Duncanrr]

I hope they start pulling TU a little more. It has my lowest number of inq.

[youngandcreditwrthy]

Well, they pulled all three for me, but approval was based on TU. I don't even really think my 696 TU FICO was higher than my others at all. My exp would have been highest.

[jake619]

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@youngandcreditwrthy wrote:
Well, they pulled all three for me, but approval was based on TU. I don't even really think my 696 TU FICO was higher than my others at all. My exp would have been highest.

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@Very similar situation.  Verified triple-pull, landed on TU @ 680.  I see it as trading INQ's for a backdated TL.

[09Lexie]

They pulled all 3 for me and I was still declined.  My TU score was 707 - I have a lot of inq's on TU ( 6 GE Cards last year) and if they were 'trying' to approve me I'm sure that was the death nail.  

Guess I was hoping the EXP would be good enough but I will wait until the fall and try them again. 

[Anonymous]

Nope, they just pulled TU and said the score was too low