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I just started building credit 6 months ago and i just got an amex gold premier rewards.
I started to use this card as my main card, and this first month i'm going to spend around 600 and pay it off of course
My other 3 credit cards are low limit. All around $500
My question is if I will use this charge card for 1 year heavily, and always pay on time, will they give me a high credit limit in 1 year with one of their revolving cards ?
Or they look more on my other accounts limit ?
I'm planning in January 2014 to apply for an amex credit card, so it will be backdated to january 2012
I want to be ready for next year and try to get a high limit.
I want to know from personal experience what will impact my first limit they will give me. Mainly my other accounts limit or my history with amex ?
With the current scores in your signature, you can get your first Amex revolving card in January 2013 even, if you're willing to settle for a less desirable card, i.e. not the BCP/BCE.
I'm waiting to app for BCE in January. I hope my score and UTIL of under 10% is good enough. I have Amex Green (10/12), will be 3 months old when I app for BCE.
@armbenderc wrote:I'm waiting to app for BCE in January. I hope my score and UTIL of under 10% is good enough. I have Amex Green (10/12), will be 3 months old when I app for BCE.
I thought you were the OP and was really confused lol
so which card would i be able to get in january ?
what limit would i be getting ?
You should expect a 1k-2k limit on the Gold Skymiles. If you charge a lot on the Green and pay in full before applying, possibly more but not a whole lot.
@pat0812 wrote:so which card would i be able to get in january ?
what limit would i be getting ?
Depends on the reward that you want. Amex delta seems to one of the easier to get. With your score, If you want BCE/P, I would go for it.
From my experience of reading on forums and websites, the easiest Amex revolvers to get are the Delta Cards or the Hilton card I believe. The hardest to get from what I have seen are the BCE/BCP and the Starwood card.
@Repo-ed wrote:
i managed to squeak out a $2800 starting CL with the delta gold using scores in my sig.
That is awesome. I can't wait to app in January for BCE.