05-04-2009 06:20 PM
05-04-2009 06:38 PM - edited 05-04-2009 06:39 PM
When you write this, I always get pleasure to point out that TU is much higher than my other scores and all things being equal, those extra points must be coming from the reportage of a very large sum of money spent each month. Maybe if I spend more, it will go even higher.
(don't try this at home)
I appreciate athensguy taking the first bullet on this one, because I always get yelled at when I post this: with the scores that are currently available on myFICO, EQ and EX ignore AmEx charge cards, but the TU version still used here (as provided by TransUnion), AmEx charge cards are factored into util on the TU score. This info is from a very good authority. *heads under dining room table again to wait for the posts to the contrary*
And there are some Signature (Visa) and World (MC) cards that do report like normal cards. My USAA World MC reports properly, which is good, as I would hate to lose that $27K from my total CL.
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