04-01-2013 06:05 AM - edited 04-05-2013 05:46 AM
I submitted an application for AMEX Blue Sky Miles on Sunday night and got instant declined message and consent to receive electronic decision letter. I kept checking the status using the online system however; when I checked the Blue Sky application it kept timing out and giving an error of Internal 500 which is strange because that night I also submitted a Delta Sky Gold app right after,but the application was cancelled I guess due to the timing of the two apps. The strange thing is I could not ever pull the decision letter for the Blue Sky but the Gold App did pull up.
I called this morning for a recon through New Accounts department the representative said it was due to Too Many Inquiries which makes sense I am disputing some inquiries on my report and explained the situation asked for reconsideration and he agreed and told me to call back on Friday for a final decision.
Do I have a shot? The rep said they pulled TU and said my TU Fico is 711. TU shows 8 inquiries. I am disputing 3 inquiries not made under my authorization. I have 10 months of on time payment history 1 student loan 2 revolving and 1 retail credit card. Recently approved for Discover It and Chase Freedom. (like a week ago) Last night I also received a CLI on my General Electric American Eagle card that was at 700 now it is at 1000 only thing is I can only use it at American Eagle.
Any suggestions? We all know you are all at work pretending to look busy hehe
The app status just changed from Declined to looks like another HP maybe?
04-01-2013 07:29 AM
Ideas p.s my real username is Rackham12 my other account got locked unfortunately..
I checked into it and it's not locked. On rare ocassions I've received an error message upon signing in where it prompts me for a new name. If you ever see that, just back out of that and re-login. I'm guessing that's what happened here. Try logging in again under the old profile.
04-01-2013 07:33 AM
04-01-2013 07:41 AM
Its possible you might get approved. Amex isnt know for recons though. I'd expect another hp (possibly a different report, or both reports they didn't originally pull (im assuming eq and tu will get pulled)) and if you dont get another hp be happy.
Should I call in and ask them to review for the Delta Sky Gold just in case since they are manually reviewing and most likely will HP the status on the Delta is still Cancelled the Blue Sky was Declined it is now showing In Progress but the Gold says cancelled.
04-01-2013 07:45 AM
04-01-2013 09:03 AM - edited 04-01-2013 09:24 AM
Just bought EQ 3 bureu report and score at 1/2 off
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