Reply
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

AMEX Site..... with cards

[ Edited ]

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
0

Re: AMEX Site..... with cards


afbar1114 wrote:

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


Congrats on your offers!!    Would you mind telling me where is that section located? I've been trying to figure out how can see if I'm prequalfied for another card but have not been able to find where to check.  Is it a feature on the site that only appears if you have offers?

 

Slowly building....
Frequent Contributor
Posts: 443
Registered: ‎03-22-2008
0

Re: AMEX Site..... with cards


TeeandDee wrote:

afbar1114 wrote:

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


Congrats on your offers!!    Would you mind telling me where is that section located? I've been trying to figure out how can see if I'm prequalfied for another card but have not been able to find where to check.  Is it a feature on the site that only appears if you have offers?

 


It normally appears on your home page, as a banner, above your current card's image and information.  In my experience, if you have a charge card, it's normally a charge card upgrade offer that appears above it (i.e.. gold to platinum or green to gold/platinum), for CCs, it may say Blue to Blue Cash Preferred.  

 

 


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Established Contributor
Posts: 760
Registered: ‎02-11-2012
0

Re: AMEX Site..... with cards

I recieved an email from AMEX offering me a Platinum Card this past Tuesday. I don't see where my usage would benefit me and off set the increased af of $450. vs $ 125. for my Gold Card.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
0

Re: AMEX Site..... with cards


TeeandDee wrote:

afbar1114 wrote:

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


Congrats on your offers!!    Would you mind telling me where is that section located? I've been trying to figure out how can see if I'm prequalfied for another card but have not been able to find where to check.  Is it a feature on the site that only appears if you have offers?

 


TeeandDee,
If you are interested in another AMEX product, just apply for it. Since it is only a soft pull application (until you get approved) you won't be getting a hardpull if you get denied. I could never find anywhere on the sites if I prequalified for additional offers, but app'd anyway to the cards I wanted and got approved for them both.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
0

Re: AMEX Site..... with cards


jd5189 wrote:

TeeandDee wrote:

afbar1114 wrote:

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


Congrats on your offers!!    Would you mind telling me where is that section located? I've been trying to figure out how can see if I'm prequalfied for another card but have not been able to find where to check.  Is it a feature on the site that only appears if you have offers?

 


TeeandDee,
If you are interested in another AMEX product, just apply for it. Since it is only a soft pull application (until you get approved) you won't be getting a hardpull if you get denied. I could never find anywhere on the sites if I prequalified for additional offers, but app'd anyway to the cards I wanted and got approved for them both.


if you just want another american express, just wait to get the max. backdating..

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: AMEX Site..... with cards

Screen Shot 2012-08-18 at 6.04.20 PM.png

 

the thing on the side that says upgrade memebrship. it has never been there before


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Posts: 248
Registered: ‎09-02-2011
0

Re: AMEX Site..... with cards

Mine has said upgrade to Platinum since DAY 1 that I got PRG. No way Amex I love you, but you are not getting $450 outta me.

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
0

Re: AMEX Site..... with cards


iMacDrew wrote:

jd5189 wrote:

TeeandDee wrote:

afbar1114 wrote:

logged on to the amex site today and i always check to see if i have any offers or upgrades. well today on the left it said upgrade your membership. gave me both golds and plat!!!! never had it before 


Congrats on your offers!!    Would you mind telling me where is that section located? I've been trying to figure out how can see if I'm prequalfied for another card but have not been able to find where to check.  Is it a feature on the site that only appears if you have offers?

 


TeeandDee,
If you are interested in another AMEX product, just apply for it. Since it is only a soft pull application (until you get approved) you won't be getting a hardpull if you get denied. I could never find anywhere on the sites if I prequalified for additional offers, but app'd anyway to the cards I wanted and got approved for them both.


if you just want another american express, just wait to get the max. backdating..


Thanks for the info.  I have a ways to go before I will be apping for a new AMEX because I haven't had my Zync even six months yet.  My plan is to wait for a year, unless offers appear on the website. Then I may go for it earlier...lol :smileyhappy:

Slowly building....
Established Member
Posts: 16
Registered: ‎07-10-2012
0

Re: AMEX Site..... with cards

Only had my zync for a month and change now, love it. hopefully it'll help me get a BCE then maybe a BCP when I start to earn higher income.

Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.