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Has anyone tried or does anybody know if this link is a soft pull or a hard pull? I have not tried it as I do not want to chance the possibility of it being a hard. I have 8 inquiries on EX and I have heard that is who they pull. I think 8 would be grounds for denial. If I knew it was a soft, I'd give it a go... Thanks.
https://www304.americanexpress.com/credit-card#!view-your-special-offers
@Bones wrote:Has anyone tried or does anybody know if this link is a soft pull or a hard pull? I have not tried it as I do not want to chance the possibility of it being a hard. I have 8 inquiries on EX and I have heard that is who they pull. I think 8 would be grounds for denial. If I knew it was a soft, I'd give it a go... Thanks.
https://www304.americanexpress.com/credit-card#!view-your-special-offers
ashkev is correct, it is a SP.
FWIW, I checked for "My Offers" on this site probably 20 times over the past 3 months, and never did get any offers. However, after 6 months of no inquiries, I bit the bullet and applied last week and was approved for both the Green card and BCP.
I had 11 total inquiries on EX, with only 4 in the past year and none in the past 6 months. My current scores when I applied are noted below - I will update with an EX score when I finally get my BCP.
Hope this helps...
Thanks for the info. I went ahead and tried it and got the following message..........
Sorry we are unable to find any existing offers for you at this time. If you're already a Cardmember. Click here to view exclusive Cardmember offers.
Is that the message you were receiving as well?
@Bones wrote:Thanks for the info. I went ahead and tried it and got the following message..........
Sorry we are unable to find any existing offers for you at this time. If you're already a Cardmember. Click here to view exclusive Cardmember offers.
Is that the message you were receiving as well?
Exactly.
And it was disheartening, because I kept wondering what was so bad that I couldn't even get an offer for one of their charge cards...