05-20-2012 01:28 AM
+1, I never see any "special offers". When I click the "View special offers" tab, it forces me to sign in since it knows I am a cardmember. When i sign in, it takes me to (what seems to be) the generic card screen. Is it implying that I am pre-approved (but need to apply) for these cards? What i see after I log in is the dude sitting there with a delta skymiles, and under it 2 sections: Featured Offers, Most Popular Offers.
Can someone explain this to me? TIA!
05-30-2012 09:07 AM
I have a Zync card, and I get the same as you - I try to see if I have any special offers, but after I log in, it shows me only 'member favorites' or something like that. If I click on the link to see 'my special offers', it forces me to re-login again, and then the process starts over. I've only had Zync for about 6 months, but have built up a good history with them to date - all positive. Was just curious if I pre-qualified for anything better than Zync.
06-01-2012 08:07 AM
It seems like once you have one amex card you don't get the preapproval screen anymore. I guess this can be taken as you have already met some if not all of the requirements for their cards. So while approval is not guaranteed, chances are much better if you are already a cardmember for 6+ months.
06-01-2012 08:12 AM
I kinda figured where the thread was going. Those offers only apply to the actual member, not ACMS.
06-01-2012 08:14 AM
BigDaddy18 wrote:This may have just been advertising.
+1

06-01-2012 08:15 AM
Sometime back i logged on and I already have a PlaT AMEX and it said to me that i was pre-approved for a Platinum AMEX. I should have take na screenshot of that.

06-01-2012 08:21 AM
Here's a question. I currently have an amex green card opened in February 2012. Lets say I want to apply for another amex card in the future. Will I not get a signup bonus if I apply for a new card? For example lets say I want the platinum. The website sees that I am already a cardmember so it says "upgrade" instead of apply for. If I "upgrade" my account I have to pay the AF and do not get the signup bonus. If I apply over the phone without mentioning I am a previous cardholder will it be a hard pull no matter what the outcome?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


