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AMEX Spree Question

tag
Creditaddict
Legendary Contributor

Re: AMEX Spree Question

Both Fidelity Amex and your Costco/Delta apps are going to pull EX but if your score does indeed jump up 50+ points I would just apply for all 3 but choose costco or delta in the order you want the most and apply for those 2 and 3 after fidelity.

Message 11 of 15
godscountry
Regular Contributor

Re: AMEX Spree Question


@Creditaddict wrote:

Both Fidelity Amex and your Costco/Delta apps are going to pull EX but if your score does indeed jump up 50+ points I would just apply for all 3 but choose costco or delta in the order you want the most and apply for those 2 and 3 after fidelity.


+1

 

I was only thinking Delta first because its generally the easiest to get the foot in the door.  A 50 point jump (with no baddies) and I am a virtual lock for that.  I do want the Costco more though....so I will likely take your advice.




Current Scores: EX 652 I EQ 688 I TU 696
Cards appear in order of approval
Message 12 of 15
fot1
Established Contributor

Re: AMEX Spree Question

Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.

Too many to list..
Message 13 of 15
Creditaddict
Legendary Contributor

Re: AMEX Spree Question


@fot1 wrote:

Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.


id actually say costco is one of the easiest of the american express centerion bank credit cards.

fidelity maybe easier.

Message 14 of 15
fot1
Established Contributor

Re: AMEX Spree Question


@Creditaddict wrote:

@fot1 wrote:

Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.


id actually say costco is one of the easiest of the american express centerion bank credit cards.

fidelity maybe easier.


They sure didn't like my profile.. It was the only denial I have recieved in the past 3 years..lol

Too many to list..
Message 15 of 15
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