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Both Fidelity Amex and your Costco/Delta apps are going to pull EX but if your score does indeed jump up 50+ points I would just apply for all 3 but choose costco or delta in the order you want the most and apply for those 2 and 3 after fidelity.
@Creditaddict wrote:Both Fidelity Amex and your Costco/Delta apps are going to pull EX but if your score does indeed jump up 50+ points I would just apply for all 3 but choose costco or delta in the order you want the most and apply for those 2 and 3 after fidelity.
+1
I was only thinking Delta first because its generally the easiest to get the foot in the door. A 50 point jump (with no baddies) and I am a virtual lock for that. I do want the Costco more though....so I will likely take your advice.
Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.
@fot1 wrote:Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.
id actually say costco is one of the easiest of the american express centerion bank credit cards.
fidelity maybe easier.
@Creditaddict wrote:
@fot1 wrote:Think the Costco amex is a bit harder to get.. So you may want to try that first then the other.. I applied and was denied last year for it with 720 fico, no baddies and 3 inq's ( two for Mortgage) and no new accounts for the previous 2 years.. As always YMMV.
id actually say costco is one of the easiest of the american express centerion bank credit cards.
fidelity maybe easier.
They sure didn't like my profile.. It was the only denial I have recieved in the past 3 years..lol