01-04-2013 08:20 AM
I am very interested in the American Express Starwood card but have a quick question.
The offer right now for signing up (and the first purchase) is 10,000 points … that doesn’t seem like a lot. Have they ever offered more? I would rather wait for a better sign-up offer if they make them periodically.
Anticipating that someone might mention the great signup bonus of 40,000 points from Chase Sapphire Preferred, you should know I already have it (and love it).
01-04-2013 08:44 AM
There has been a 30k points bonus in the past, but not on first purchase. All of the SPG bonuses have been split between a first purchase and a spend. Last time the 30k was around was in August - 10k first purchase and 20k after $5k in 6 months.
01-04-2013 08:56 AM
Have you noticed if this is an annual offer - that is, do they make this special offer once a year, every year?
If so, I can wait until August for the additional 20,000 points ....
01-04-2013 09:26 AM
It has been offered in the 4th quarter the prior two years, but one never knows. SPG offers are never after a first spend, but always in two parts, as the prior poster has mentioned.
Sometimes, the tail end promo has a lower spending than $5k in 6 months. I've seen it as low as $1,500 in 3 months for a 20K bonus. If you don't need it immediately, I'd wait until August. If nothing else, the current offer will always be available.
01-04-2013 10:34 AM
01-04-2013 10:38 AM
Currently you can get 25K points. I'm guessing you're seeing the 10K offer on Amex's site. It sucks that they always advertise a crappy offer directly on their site. Go to SPG.com and you will see the offer for 10K/ 15K, with the 15K after you meet min spend requirement. Of course you may want to wait for the extra 5K which should come around later in the year.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.