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Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

AMEX Statement Dates

I'm very new to AMEX. Made my first charge September 2nd. I plan to use this card for all regular monthly reocurring bills and for work related expenses. I am in sales and I am required to use my own money to pay for client lunches, entertainment, etc. I get reimbursed every 3 weeks. My question is how long is a billing cycle for AMEX and how long after the cycle ends do you have until your bill is due. I just want to make sure I have all monies from my company before the bill becomes due. For example I just sent off expenses today. I will have that check next Thursday. If I use my card tomorrow for a lunch that I have, I won't submit those expenses until 2 weeks from today and will obtain those funds a week after they are sent off. Will that give me enough time. If I get my expenses for the next 2 weeks in 3 weeks and that statement cuts on 9/30 for example, will I have 20 days to pay? Hope I wasn't too confusing! Thanks guys love this board!!

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Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: AMEX Statement Dates

The "due date" is about 15 days after the statement cuts, which is the day after the closing date. That is the day they want it by. I'm told however that it's not considered late until the last day of the billing cycle. Hope that helps.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
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Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Re: AMEX Statement Dates

It does help. Thanks. Any idea on how long the statement period is? Cap 1 is like 28 days. Is AMEX 30?
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Frequent Contributor
csol47
Posts: 253
Registered: ‎06-10-2011

Re: AMEX Statement Dates

Last day of the billing cycle, but this is Amex we're talking about. I'd be biting my nails praying that the card will go through if I waited until the last second. LOL.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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New Contributor
KhuKhu
Posts: 68
Registered: ‎04-12-2013

Re: AMEX Statement Dates

[ Edited ]

*Old thread alert...

 

Anyone ever have Amex NOT send you an email reminder telling you your statement is ready? 

 

My statement closed 7 days ago, no email. The statement has been ready online for quite sometime, and they've been great sending me email reminders on time every month for awhile (typically two days after statement closes). 

 

It's not a big deal, but i just like email reminders just incase i'm somewhere out of the country/vacation and it'll help remind me, extra security. And yes, online i have everything set to paperless statements.

Valued Contributor
ryanbush
Posts: 1,293
Registered: ‎08-19-2012

Re: AMEX Statement Dates


csol47 wrote:
The "due date" is about 15 days after the statement cuts, which is the day after the closing date. That is the day they want it by. I'm told however that it's not considered late until the last day of the billing cycle. Hope that helps.

For charge cards YES, but revolvers have a longer grace period.

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