Credit Cards

[pt2005]

Applied for AMEX TrueEarnigs about a week ago, and still waiting for the card. 

Just checked my CRs today and learned that AMEX pulled hard on EX, EQ, and TU. They gave me $1500 CL, a bit lower than I expected.

I also have a Discover More with $1000 CL (1 month old). And wife just added me in as AU for her Chase Freedom with $7000 (I requested and DW did it in 5 mins )

Anyway, just want to inform you guys about being pulled hard from all 3. This sounds like Cap1 though :-)

Also, I would like to hear from you how Chase/Amex/Discover go about doing Auto CLI if they see one card with CL way higher. Please share your experience.

Thanks

[dodgerslv]

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pt2005 wrote:

Applied for AMEX TrueEarnigs about a week ago, and still waiting for the card. 

Just checked my CRs today and learned that AMEX pulled hard on EX, EQ, and TU. They gave me $1500 CL, a bit lower than I expected.

I also have a Discover More with $1000 CL (1 month old). And wife just added me in as AU for her Chase Freedom with $7000 (I requested and DW did it in 5 mins )

Anyway, just want to inform you guys about being pulled hard from all 3. This sounds like Cap1 though :-)

Also, I would like to hear from you how Chase/Amex/Discover go about doing Auto CLI if they see one card with CL way higher. Please share your experience.

Thanks

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Someone can correct me if im wrong, but when you are borderline approval, i believe AMEX pulls all three reports.

[Repo-ed]

yes, you were - close to being denied

[Duncanrr]

They HP all 3 for me when I doubled app for zync and delta. Zync was instant and delta took about 20 min.

[nicholasyud]

What consider borderline approval ????? Like score and baddie ??

[pt2005]

Thanks guys.

The reason I'm asking is when I applied for AMEX SimplyCash about 2 months ago, I got only one ding from TU. Now 3. How lovely.

I figured may as well bite the bullet now. With being AU on Chase Freedom $7000 CL, having a (personal) Discover and AMEX, I hope things will get better. I should have waited a bit before applying since my Cap1 Visa is still not reporting $3000 CL (I mailed Exec office in Oct and was bumped from $500 to $3000). Since I learned from this forum that AMEX business will not report to personal files, so that was why I applied for TrueEarnings.

[Duncanrr]

Mine was baddie. My TU was 702 and my EX was much higher than that. EQ was 661 at time of approval.

[adavis425]

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dodgerslv wrote:

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pt2005 wrote:

Applied for AMEX TrueEarnigs about a week ago, and still waiting for the card. 

Just checked my CRs today and learned that AMEX pulled hard on EX, EQ, and TU. They gave me $1500 CL, a bit lower than I expected.

I also have a Discover More with $1000 CL (1 month old). And wife just added me in as AU for her Chase Freedom with $7000 (I requested and DW did it in 5 mins )

Anyway, just want to inform you guys about being pulled hard from all 3. This sounds like Cap1 though :-)

Also, I would like to hear from you how Chase/Amex/Discover go about doing Auto CLI if they see one card with CL way higher. Please share your experience.

Thanks

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Someone can correct me if im wrong, but when you are borderline approval, i believe AMEX pulls all three reports.

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+1

Yup, they're trying to get you approved when they pull all three.

[Cadillac-XTS]

+111

[searchingfor67]

Congrats! Great card!