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AMEX ZYNC - Update - PC options

tag
webhopper
Moderator Emeritus

Re: AMEX ZYNC - Update - PC options

99% of my business spend is at lowes and I get an effective savings of 7% with amex lowes. January 1st I will go for navy business rewards MC. The plan is to get blue at some point. Maybe DH will get blue.

The navy card gives 1.7% rewards...
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 31 of 71
Lambo23
Frequent Contributor

Re: AMEX ZYNC - Update - PC options

What if my Zync has a pre set limit? If I were to upgrade will it upgrade to a NPSL??
Message 32 of 71
afbar1114
Valued Contributor

Re: AMEX ZYNC - Update - PC options

I like 80% getting rid of my Zync soon as it gives me nothing anymore
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 33 of 71
Duncanrr
Valued Contributor

Re: AMEX ZYNC - Update - PC options

Still at $25 a year for 20 years AAoA, ill pay that.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 34 of 71
gijoe4500
Regular Contributor

Re: AMEX ZYNC - Update - PC options

According to the gentleman I just spoke with at AmEx, the Zync card is not eligible for a product change, because its a one of a kind card because of its "packs" system that it use to have.  He also said that the 1 point per dollar will remain in effect.

 

Not sure which info is correct, just relaying what i was told by customer service.

Starting Score: MyFico TU: 621 EQ: 610
Current Score: Discover TU: 829 Discover EX: 827
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 830!!
Message 35 of 71
Cageym
Established Contributor

Re: AMEX ZYNC - Update - PC options

A one of a kind card? I like that, makes the Unicorn card even more mysterious and exclusive. Smiley Happy


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 36 of 71
shakalaka
Established Contributor

Re: AMEX ZYNC - Update - PC options


@Cageym wrote:

A one of a kind card? I like that, makes the Unicorn card even more mysterious and exclusive. Smiley Happy


Yeah, there is no chance ever to get one, if you do not already have it. Getting the black Amex is easier compared to the Unicorn.Smiley Very Happy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 37 of 71
jm00ser
Regular Contributor

Re: AMEX ZYNC - Update - PC options

I heard that we can't PC as well when I was just dealing with my frad charges. I was asking the CSR and he said he was unaware that Zync holders would be able to PC. Didnt ask about the rewards though. Maybe I just got an uninformed rep? I was certainly hoping for the chance to PC! Don't really want to use an inq at this time just for another charge.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 38 of 71
Jayb5635
Established Contributor

Re: AMEX ZYNC - Update - PC options

Regardless, to PC wouldn't we have to have held the card at least 12 months ??? That would mean its not an option to me until August








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 39 of 71
Alcibiades
Contributor

Re: AMEX ZYNC - Update - PC options

I am going to attempt to cancel the card tomorrow (as April 8 is the last day for pack double points). I will first attempt to get a retention bonus (Membership Rewards points), then I will see if I can product change to a PRG with a waived annual fee for the first year (I already have a Platinum).

Message 40 of 71
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