@lazylane wrote:Congrats! Reading this is making me want to app for one. I just opened 2 new Citi accounts 3 months ago though so I really shouldn't put any more inq's on my report but I'm very tempted
uh oh.................
I gave in to the tempation after reading all the success stories and was APPROVED
I can't believe it!! Woohoo!!
CONGRATULATIONS!! It seems to be raining Zync cards all over the forum.
Starting Score: 639 (Walmart TU)
@MsLadyRover LOL!
I just gotta add my 2 cents... I love the Zync. It has made my life infinitely easier... its a pretty card, and amex has been great. My account is easy to manage online, The bill is easy to pay online. and my internal CL on the zync is more than enough to cover my spending needs. Plus, if you have a number of different bank accounts, Amex saves all the info in there, so you don't have to enter the routing number and account number every time!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@injustifiiable wrote:Can't wait for the day I get approved for a Zync....
Do they pull EX exclusively for charge cards as well? My EX will be pretty clean once all is said and done...only issues will be 2 paid judgments...how does AMEX feel about PR's?
I got approved with a settled judgement reporting. Filed 2007, settled 2009... it was a big judgment too... 14K I think they are more forgiving of judgments on the zync
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!