I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit 
... am happy I finally got my foot in the door after three tries in 6 months... i applied two months ago!!!! Now, would I ever get the hard limit removed??? I really don't wanna get stuck with another $500 limit card (but it is AMEX after all)..... what are the chances of me getting approve for their revolver????? am super happy cause this means my credit is getting a lot better....
Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012 
kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limit and wasn't approved for the NPSL.
j_casteel wrote:
kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limi and weren't approved for the NPSL.
A revolver in the future in I meant??? would I stand a chance, let's say in 6 months?
I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky. 
Enjoy your amex membership, I can't wait till I app for the zync.
kobe2012 wrote:
j_casteel wrote:
kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limi and weren't approved for the NPSL.
A revolver in the future in I meant??? would I stand a chance, let's say in 6 months?
possibly, some say that having the Zync or being "in" with AMEX for 6-12 months helps out and others say it doesn't make a difference. I don't think it hurts your chances!
jsucool76 wrote:I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky.
Enjoy your amex membership, I can't wait till I app for the zync.
Don't worry about that. Garden it,, improve your score then apply for the Amex you want and enjoy their backdating!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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jsucool76 wrote:I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky.
Enjoy your amex membership, I can't wait till I app for the zync.
lol, I wanna be the 4th person to get the hard limit removed !!!.... I'm so bad I just couldn't wait til december... but I'd probably just use it to pay my cell phone bill... to be on the safe side.... my first prime!!!!!!!!!! i'll treat it like a newborn.. 
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