Reply
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

AMEX-ZYNC

Finally APPROVED 2day, for the above card!  This is great !

 

How should I handle this card?  Any suggestions?  Can I use it at let say the grocery store, gas et?  or would this raise a red flag? 

 

Thanks!!

Equifax 657
Experian 711 (Per Lender)
Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: AMEX-ZYNC

I use my AMEX Blue at the grocery store all the time.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: AMEX-ZYNC

Use it everywhere it is accepted for all your normal purchases.  

Regular Contributor
Posts: 165
Registered: ‎05-01-2010
0

Re: AMEX-ZYNC

[ Edited ]

Aside from your scores, what were your vitals when you applied?

 

Age of accounts?

Income?

Any other card(s) you might have?

Any baddies on your reports?

 

 

Any and all info will be appreciated. I'm thinking about pulling the trigger for this card in about a week.

___________________________________

EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
0

Re: AMEX-ZYNC

Hey krisosa first of all Congrats on the new card!! Enjoy your new card

 

You should use your card anywhere and everywhere Amex is accepted. I've had mine for a couple of months now and it has basically become my "go to" card, I use for everything, I even have it set up for a couple of automatic bill payments for my cell phone and cable.


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Re: AMEX-ZYNC

Ok...Just curious.  I am waiting to be able to get an Amex card.  I need that BIG MAJOR CARD.  I am trying to wait until my scores hit around the 650 mark.  Which Amex should I go for, the green card or the Zync?  Which one if any maight alow a ding or two.  I'm also trying to get a few more negatives removed. 

 

Thanks

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







the FICO Fitness Challenge
Take the FICO Fitness Challenge

Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
0

Re: AMEX-ZYNC

ooops...score are TU: 590 and Eq: 576

Starting Score: Mid 500's
EQ-663 TU-686 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







the FICO Fitness Challenge
Take the FICO Fitness Challenge

Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

Re: AMEX-ZYNC

[ Edited ]

Thx everyone!  It feels good (lol)

 

@jforsyth-

 

Aside from your scores, what were your vitals when you applied?

 

Age of accounts? The longest account (active) is:  1.3 years

Income? Income:  50k

Any other card(s) you might have? I have kays, kohls, etc

Any baddies on your reports? Clean Report - No Lates

 

and my new experian score is:  722 (fico) per lender

 

 

Any and all info will be appreciated. I'm thinking about pulling the trigger for this card in about a week.

Equifax 657
Experian 711 (Per Lender)
Regular Contributor
Posts: 165
Registered: ‎05-01-2010
0

Re: AMEX-ZYNC

Thank you!

___________________________________

EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

Re: AMEX-ZYNC

Are you gonna apply?

Equifax 657
Experian 711 (Per Lender)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.