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Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

AMEX-ZYNC

Finally APPROVED 2day, for the above card!  This is great !

 

How should I handle this card?  Any suggestions?  Can I use it at let say the grocery store, gas et?  or would this raise a red flag? 

 

Thanks!!

Equifax 657
Experian 711 (Per Lender)
Frequent Contributor
bakalao2k
Posts: 448
Registered: ‎02-21-2009

Re: AMEX-ZYNC

I use my AMEX Blue at the grocery store all the time.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Senior Contributor
Wolf3
Posts: 3,178
Registered: ‎01-24-2010

Re: AMEX-ZYNC

Use it everywhere it is accepted for all your normal purchases.  

Regular Contributor
jforsyth
Posts: 164
Registered: ‎05-01-2010

Re: AMEX-ZYNC

[ Edited ]

Aside from your scores, what were your vitals when you applied?

 

Age of accounts?

Income?

Any other card(s) you might have?

Any baddies on your reports?

 

 

Any and all info will be appreciated. I'm thinking about pulling the trigger for this card in about a week.

___________________________________

EQ FICO: 740 (09/04/11)
TU FAKO: 756 (06/07/12)
BankAmericard Cash Rewards | Amex Zync | Citi Forward
Frequent Contributor
Gibran
Posts: 297
Registered: ‎09-26-2009

Re: AMEX-ZYNC

Hey krisosa first of all Congrats on the new card!! Enjoy your new card

 

You should use your card anywhere and everywhere Amex is accepted. I've had mine for a couple of months now and it has basically become my "go to" card, I use for everything, I even have it set up for a couple of automatic bill payments for my cell phone and cable.

AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $2000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $1500 | CapOne Plat. $500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000
Regular Contributor
eparker
Posts: 246
Registered: ‎03-10-2009

Re: AMEX-ZYNC

Ok...Just curious.  I am waiting to be able to get an Amex card.  I need that BIG MAJOR CARD.  I am trying to wait until my scores hit around the 650 mark.  Which Amex should I go for, the green card or the Zync?  Which one if any maight alow a ding or two.  I'm also trying to get a few more negatives removed. 

 

Thanks

Starting Score: Mid 500's
EQ-689 TU-673 EXP-684 (USAA Score)
Goal Score:750+

American Express NPSL/Barclay $3900/Credit Union Visa $5000/Jareds $3200/BofA Visa $1800/USAA MC $1500/Discover $750/Amazon $800/Cap1 $750







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Regular Contributor
eparker
Posts: 246
Registered: ‎03-10-2009

Re: AMEX-ZYNC

ooops...score are TU: 590 and Eq: 576

Starting Score: Mid 500's
EQ-689 TU-673 EXP-684 (USAA Score)
Goal Score:750+

American Express NPSL/Barclay $3900/Credit Union Visa $5000/Jareds $3200/BofA Visa $1800/USAA MC $1500/Discover $750/Amazon $800/Cap1 $750







the FICO Fitness Challenge
Take the FICO Fitness Challenge

Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

Re: AMEX-ZYNC

[ Edited ]

Thx everyone!  It feels good (lol)

 

@jforsyth-

 

Aside from your scores, what were your vitals when you applied?

 

Age of accounts? The longest account (active) is:  1.3 years

Income? Income:  50k

Any other card(s) you might have? I have kays, kohls, etc

Any baddies on your reports? Clean Report - No Lates

 

and my new experian score is:  722 (fico) per lender

 

 

Any and all info will be appreciated. I'm thinking about pulling the trigger for this card in about a week.

Equifax 657
Experian 711 (Per Lender)
Regular Contributor
jforsyth
Posts: 164
Registered: ‎05-01-2010

Re: AMEX-ZYNC

Thank you!

___________________________________

EQ FICO: 740 (09/04/11)
TU FAKO: 756 (06/07/12)
BankAmericard Cash Rewards | Amex Zync | Citi Forward
Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

Re: AMEX-ZYNC

Are you gonna apply?

Equifax 657
Experian 711 (Per Lender)

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