04-12-2013 11:33 PM
04-13-2013 06:49 AM
i haven't heard anything about the rewards being removed ,but they did disc the packs and issued refunds for any packs you had, i had the connect and saw the refund earlier this week. i am in no hurry to PC either since all the other charge cards AF start @95. Overall i been disappointed by AMX because they did away w/ the MR mall now its just point per dollar. i will wait till im forced to change or hike up the AF on zync but its def. going to see alot less use now. i am only keeping it with the hopes of PC to BCE and get backdating next year sometime after all but 1 of my negs will be gone
04-13-2013 09:15 AM
I attempted to close my Zync today, but was given a retention offer of $20 or 3,000 MR points. I took the MR points. The MR points are worth at least $0.01 per point, so I gain $5 above the annual fee. Plus, the CSR maintains that Zync spending will still get 1 MR point per dollar. I think I will just keep my recurring expenses (cable, cell phone, newspapers, etc) on my Zync card and sockdrawer it. I will bring it out during Small Business Saturday to get the credits offered there. No plans on trying to do a PC given I have a Platinum already and I don't want to pay a fee for the PRG this year.
04-13-2013 09:15 AM
Are they discontinuing the Zync entirely? I noticed it is not even offered on the website anymore.
AFAIK you can't apply for it but I think they are slowly phasing it out....possibly by end of the year/beggining of '14 making cardholders PC.
04-13-2013 09:19 AM
Alcibiades wrotelus, the CSR maintains that Zync spending will still get 1 MR point per dollar.
So long as it keeps earning MR points, I'd keep the Zync and not upgrade until I've accrued enough MRE points where I can book a nice flight through the MR program.
In the future, the way to go is Senior Member Green for $35 + Blue.
04-13-2013 11:10 AM
Different people have gotten different responses from the AskAmex twitter account. It varies just as much as the telephone CSR answers.
04-18-2013 10:39 AM
Can normal membership points be used for everyday charges like the MR Express points?
My wife is using the Unicorn card for reimburseable gas expenses right now. I am running the numbers on whether or not I should PC to something else.
I really like having a charge card that doesn't impact utilization. We make enough that a few dollars in rewards is not a big windfall for us, but at the same time I don't want to be in the red on the annual fee. Also, the NPSL is nice in case we have a month where there are significant travel expenses. She spends a minimum of 500 per month on gas. With the Zync, 6k a year in spending equates to less than 40 bucks in cashback. More than enough to cover the 25 dollar AF, but not much else. There are a few card benefits, plus the wow factor of flashing a unicorn.
If I spring for the PRG, she gets double points on gas for 12,000 minimum points per year. That's 120 bucks towards the 195 dollar fee, meaning I have to come up with 7,500 or 625 a month more in single point spending just to break even, or increase gas spending to 812. Probably not worth it.
The Gold Card is only 125, but I lose the double points on gas. So I end up with 60 bucks towards the fee, less than half of it. I have to spend a grand a month to break even.
The Green Card is 95, so I have to spend 800 a month to break even.
If I have analyzed this correctly, I should keep the Unicorn until the gas spending on the card hits 800. At that point, the return on the green and PRG are close enough.
Am I missing anything important?
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