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AMEX Zync - any new info?

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Duncanrr
Valued Contributor

AMEX Zync - any new info?

Has anyone heard any new information about AMEX's plans for the ZYNC?  I would like to know what they are going to do to current NPSL card holders.  So far not really heard too much about it.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 38
37 REPLIES 37
creditnocash
Valued Contributor

Re: AMEX Zync - any new info?

the waiting game... 

from what i heard its going to be like optima but im taking it with a grain of salt... 

im glad to hold onto my zync until the pc me.



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 38
Duncanrr
Valued Contributor

Re: AMEX Zync - any new info?

I dont want it PC'd.  I want to be able to use it and get another charge charge that I can link it to.  $25 a year in AF is a great deal for a card that is backdated to 1993 and looks better than most of the other AMEX cards.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 38
creditnocash
Valued Contributor

Re: AMEX Zync - any new info?


@Duncanrr wrote:

I dont want it PC'd.  I want to be able to use it and get another charge charge that I can link it to.  $25 a year in AF is a great deal for a card that is backdated to 1993 and looks better than most of the other AMEX cards.


some people still have their optima and its not pc'd.... 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 38
Revelate
Moderator Emeritus

Re: AMEX Zync - any new info?

Nothing official yet; however, one Zync PSL holder this morning stated they were able to be approved for a Green so perhaps things are progressing.  Like you I think I may keep this card until they tell me I can't have it anymore as I find charge cards to be very useful in some situations and I'm guessing I'm not travelling substantially for several more years now.

 




        
Message 5 of 38
webhopper
Moderator Emeritus

Re: AMEX Zync - any new info?


@creditnocash wrote:

the waiting game... 

from what i heard its going to be like optima but im taking it with a grain of salt... 

im glad to hold onto my zync until the pc me.


+1 

 

love the low AF, $25 is a bargain

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 6 of 38
afbar1114
Valued Contributor

Re: AMEX Zync - any new info?


@webhopper wrote:

@creditnocash wrote:

the waiting game... 

from what i heard its going to be like optima but im taking it with a grain of salt... 

im glad to hold onto my zync until the pc me.


+1 

 

love the low AF, $25 is a bargain


i have both green and zync..i have been thinking about getting rid of zync since i have green now but the $25 isnt a bad deal.....

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 38
creditnocash
Valued Contributor

Re: AMEX Zync - any new info?

oh yes i agree but with the 500 limit its kind of limiting for me. 

obviously i spread my charges across a couple cards but it is what it is. 

right now im content. 

when i buy a condo(in the next few years)  a 500 limit might not be good for me... 

 

but in all honesty im not looking for any other charge cards. 

its true earnings and bce/bcp for me. 

 

speaking of which are zync points not being used anymore? 

i had like 400 something pending and they havent shown up? 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 8 of 38
Duncanrr
Valued Contributor

Re: AMEX Zync - any new info?


@creditnocash wrote:

 

speaking of which are zync points not being used anymore? 

i had like 400 something pending and they havent shown up? 


I think you still earn them.  I need to check.  Ive had my first statement generate and its due on the 26th this month (please pay by date).  I had over 1k charged to card and so far no points showing up yet either.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 38
CS800
Super Contributor

Re: AMEX Zync - any new info?

Can't go wrong with a $25 AF. Although the perks on the Zync are gone. It would be tough for me to take a PC to the 'Green' since the AF is higher; unless they PC me to the green with the same AF which I doubt that they will.

 

Who knows maybe I could PC to the SPG (one can dream) Smiley Happy




Message 10 of 38
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