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Valued Contributor
j_casteel
Posts: 1,907
Registered: ‎06-21-2012
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


charyot77 wrote:

So if the "status" page says "approved" then I'm pretty much in right? lol

 

If I land these two cards, I think I'm actually done for a while.

 

Right now I have 

Orchard Bank MC: $300 Limit

US Bank Visa (Secured) $300 Limit

Capital One MC: $2750

Capital One Cash Back: $750

Barclays Travelocity Amex: $1200

 

I cancelled one of my Orchard Cards and it looks like Merrick has just recently cancelled my $300 limit Hooters card. :smileyvery-happy: 

The annual fee cards (Orchard Bank, US Bank, and the smaller CapOne card) are getting the chop next when their annual fees are due!


My FAKO scores are all in the 690-710 range...which I know means absolutely nothing.  I have perfect payment histories with all of my credit accounts and no chargeoffs or collections except for the one judgement which I thought I had found a lawyer to handle but that story is for another forum!

 

I dont feel in the clear yet...but I'm so glad that this forum kept encouraging me, and steered me clear of the super subprime cards.


congrats...if i checked an app status page and it said "approved" then i would take it as an approval.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $17.5k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


charyot77 wrote:

So if the "status" page says "approved" then I'm pretty much in right? lol

 

If I land these two cards, I think I'm actually done for a while.

 

Right now I have 

Orchard Bank MC: $300 Limit

US Bank Visa (Secured) $300 Limit

Capital One MC: $2750

Capital One Cash Back: $750

Barclays Travelocity Amex: $1200

 

I cancelled one of my Orchard Cards and it looks like Merrick has just recently cancelled my $300 limit Hooters card. :smileyvery-happy: 

The annual fee cards (Orchard Bank, US Bank, and the smaller CapOne card) are getting the chop next when their annual fees are due!


My FAKO scores are all in the 690-710 range...which I know means absolutely nothing.  I have perfect payment histories with all of my credit accounts and no chargeoffs or collections except for the one judgement which I thought I had found a lawyer to handle but that story is for another forum!

 

I dont feel in the clear yet...but I'm so glad that this forum kept encouraging me, and steered me clear of the super subprime cards.


Congrats!  feel free to go over to the Garden Club if you feel the need to stop applying!  You're doing great :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
jamie123
Posts: 869
Registered: ‎03-22-2012
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

Congrats!

 

Great job!

 

The AMEX family is awesome!



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

I applied for the Zync and the PRG on same day and the PRG app was cancelled due to a duplicate according to Amex. What happened?


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


Aspireto850 wrote:

I applied for the Zync and the PRG on same day and the PRG app was cancelled due to a duplicate according to Amex. What happened?


It would be very hard to determine this based on your limited information.  Its possible that you were denied for one, and the other application was automatically cancelled due to the 30 day rule between applications. Also, a browser malfunction may have caused Amex to think you were applying for two Gold cards.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
j_casteel
Posts: 1,907
Registered: ‎06-21-2012
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


Aspireto850 wrote:

I applied for the Zync and the PRG on same day and the PRG app was cancelled due to a duplicate according to Amex. What happened?


I think you can app for a charge and revolver on the same day but not 2 charge cards.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $17.5k | Freedom $3k | IT $4k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
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Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

I wish I had gone for the Green and the BCE, but I've been denied by them so many times before, I'm just glad to be in.

 

Now I sit and hope that they dont need "more information".  I didnt lie on application, but I'm not sure how positively they'll look at a foreign employer.

Established Contributor
Cageym
Posts: 507
Registered: ‎07-31-2012
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

I work in Diego Garcia and they didn't seem to have a problem with me.LOL They didn't like the military address the company uses so I had them sent to my house stateside. I'll fix that once I get the cards in hand and activate them.

What's in my wallet: Cap1 Venture $10K NFCU Sig Visa $25k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K Amazon Visa 4k CSP 5k
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board

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