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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


rtw wrote:

Webhopper is right on point as this is day 2 for me in the garden.


You are still having those pesky withdrawals?

 

I'm just very glad it worked out for the OP, I would have felt bad for a decline, after we pushed her to go for it!

 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

Look at that, it worked for someone else to, congrats!. Don't worry about the e-mail, I didn't get my second one for a couple of days.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Regular Contributor
Posts: 237
Registered: ‎06-21-2010
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

 

rtw wrote:

Congrats! It feels like I was approved too. You went for the BCE?


I went for the regular Blue Card (I think the one that just gives rewards points). I live abroad so probably wont be using it at grocery stores or gas stations anytime soon.

 

I'll let you guys know my credit scores when I get time later.

Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


webhopper wrote:

rtw wrote:

Me too, Webhopper. Especially since I've been shot down twice for the BCP. But they were both SP's since I'm a member. January is feeling like destiny for me.


I want the lowes business amex.  I think this will be my goal for 7/30/13.  At that time, I want NFCU NavCheck, NFCU Business Rewards Mastercard, and Amex Business Lowes Rewards


can a person get that if they have a rental property?

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


j_casteel wrote:

webhopper wrote:

rtw wrote:

Me too, Webhopper. Especially since I've been shot down twice for the BCP. But they were both SP's since I'm a member. January is feeling like destiny for me.


I want the lowes business amex.  I think this will be my goal for 7/30/13.  At that time, I want NFCU NavCheck, NFCU Business Rewards Mastercard, and Amex Business Lowes Rewards


can a person get that if they have a rental property?


Yes.  The property must be managed through an LLC or similar sort of business entity to be eligible to open up a business checking, and apply for business credit. I plan on personally gauranteeing these business cards. Applying for the LLC requires an articles of organization (don't let this scare you as its easily done online). Also you have to file with the Secretary of state and do an annual report and an annual fee.  Overall its not too much of a headache.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


webhopper wrote:

j_casteel wrote:

webhopper wrote:

rtw wrote:

Me too, Webhopper. Especially since I've been shot down twice for the BCP. But they were both SP's since I'm a member. January is feeling like destiny for me.


I want the lowes business amex.  I think this will be my goal for 7/30/13.  At that time, I want NFCU NavCheck, NFCU Business Rewards Mastercard, and Amex Business Lowes Rewards


can a person get that if they have a rental property?


Yes.  The property must be managed through an LLC or similar sort of business entity to be eligible to open up a business checking, and apply for business credit. I plan on personally gauranteeing these business cards. Applying for the LLC requires an articles of organization (don't let this scare you as its easily done online). Also you have to file with the Secretary of state and do an annual report and an annual fee.  Overall its not too much of a headache.


oh...i had a DBA account that I used for rental and renovation work. I have a rental property in Tahlequah, but i'd rather not go through all the hassle of getting a LLC.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

I don't want to threadjack so I will PM you :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Posts: 237
Registered: ‎06-21-2010
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?

So if the "status" page says "approved" then I'm pretty much in right? lol

 

If I land these two cards, I think I'm actually done for a while.

 

Right now I have 

Orchard Bank MC: $300 Limit

US Bank Visa (Secured) $300 Limit

Capital One MC: $2750

Capital One Cash Back: $750

Barclays Travelocity Amex: $1200

 

I cancelled one of my Orchard Cards and it looks like Merrick has just recently cancelled my $300 limit Hooters card. :smileyvery-happy: 

The annual fee cards (Orchard Bank, US Bank, and the smaller CapOne card) are getting the chop next when their annual fees are due!


My FAKO scores are all in the 690-710 range...which I know means absolutely nothing.  I have perfect payment histories with all of my credit accounts and no chargeoffs or collections except for the one judgement which I thought I had found a lawyer to handle but that story is for another forum!

 

I dont feel in the clear yet...but I'm so glad that this forum kept encouraging me, and steered me clear of the super subprime cards.

Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
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Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


webhopper wrote:

I don't want to threadjack so I will PM you :smileyhappy:


my bad OP...it was my fault for digressing.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Regular Contributor
Posts: 237
Registered: ‎06-21-2010
0

Re: AMEX Zync approval - what are the chances of it getting cancelled before the card arrives?


j_casteel wrote:

webhopper wrote:

I don't want to threadjack so I will PM you :smileyhappy:


my bad OP...it was my fault for digressing.


no worry, it's a public forum, and the search function works great. information posted is information shared :cathappy:

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