02-24-2013 12:37 PM
I agree that I should foster the current relationships that I have. In my recon phone call I even tried to explain that I filed Ch 13 which is a repayment plan, not one where I just walked away completely free, they still didn't deem me worthy.
02-25-2013 02:21 AM
Unless the repayment plan resulted in AmEx getting 100% of what they were owed, you might have to wait a while before they will give you another chance.
Some inexplicably do get another chance either by design or by slipping through the cracks. Lately on other forums you can read a lot of stories about AmEx forgiving those from long ago. Could have something to do with their recent multi-million $ slap upside the head by the CFPB for, amongst other things, certain blacklisting issues. Or maybe not.
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