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AMEX and Chase

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User273165
Regular Contributor

AMEX and Chase

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.

Message 1 of 14
13 REPLIES 13
twelfthjoe2
Established Member

Re: AMEX and Chase


@AJC1987 wrote:

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.


You should be fine with the scores you got. I only had a 660 something when I got my first Amex and way less history. 

 

Message 2 of 14
creditnocash
Valued Contributor

Re: AMEX and Chase

i was around 670's with a low aaoa. 

and they both gave me 500 limits but this was prior to having any non store cards. 

 

with your aaoa and scores and no baddies you could apply for any amex or chase card you wanted. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 14
webhopper
Moderator Emeritus

Re: AMEX and Chase

You'll be fine for any amex Smiley Happy If you currently have 5k limits you can go for CSP.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 4 of 14
migliogiorni
Established Contributor

Re: AMEX and Chase

+1

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 5 of 14
User273165
Regular Contributor

Re: AMEX and Chase

What is CSP? Unfortunately my limits right now are 300 and 500, so I am wanting to start getting higher limits.

Message 6 of 14
webhopper
Moderator Emeritus

Re: AMEX and Chase

Which accounts do you have open?
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 7 of 14
User273165
Regular Contributor

Re: AMEX and Chase

I currently have a BOA secured card and a Capital One Card. 

Message 8 of 14
webhopper
Moderator Emeritus

Re: AMEX and Chase

Definately apply for chase freedom and one of the American express cards.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 9 of 14
creditnocash
Valued Contributor

Re: AMEX and Chase


@webhopper wrote:
Definately apply for chase freedom and one of the American express cards.

amex charge card that is. if you get it then id go for a revolver if you want. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 10 of 14
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