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Regular Contributor
User273165
Posts: 133
Registered: ‎03-29-2009
0

AMEX and Chase

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.

Established Member
twelfthjoe2
Posts: 152
Registered: ‎09-17-2012
0

Re: AMEX and Chase


AJC1987 wrote:

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.


You should be fine with the scores you got. I only had a 660 something when I got my first Amex and way less history. 

 

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: AMEX and Chase

i was around 670's with a low aaoa. 

and they both gave me 500 limits but this was prior to having any non store cards. 

 

with your aaoa and scores and no baddies you could apply for any amex or chase card you wanted. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: AMEX and Chase

You'll be fine for any amex :smileyhappy: If you currently have 5k limits you can go for CSP.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: AMEX and Chase

+1

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Regular Contributor
User273165
Posts: 133
Registered: ‎03-29-2009
0

Re: AMEX and Chase

What is CSP? Unfortunately my limits right now are 300 and 500, so I am wanting to start getting higher limits.

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: AMEX and Chase

Which accounts do you have open?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
User273165
Posts: 133
Registered: ‎03-29-2009
0

Re: AMEX and Chase

I currently have a BOA secured card and a Capital One Card. 

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: AMEX and Chase

Definately apply for chase freedom and one of the American express cards.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: AMEX and Chase


webhopper wrote:
Definately apply for chase freedom and one of the American express cards.

amex charge card that is. if you get it then id go for a revolver if you want. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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