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AMEX and Chase

Regular Contributor

AMEX and Chase

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.

Message 1 of 14
13 REPLIES
Established Member

Re: AMEX and Chase


AJC1987 wrote:

What kind of credit scores do AMEX and Chase like to see when approving a credit card?  I have no late payments of any kind and about an average of 6 years credit history.


You should be fine with the scores you got. I only had a 660 something when I got my first Amex and way less history. 

 

Message 2 of 14
Valued Contributor

Re: AMEX and Chase

i was around 670's with a low aaoa. 

and they both gave me 500 limits but this was prior to having any non store cards. 

 

with your aaoa and scores and no baddies you could apply for any amex or chase card you wanted. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 3 of 14
Moderator Emeritus

Re: AMEX and Chase

You'll be fine for any amex Smiley Happy If you currently have 5k limits you can go for CSP.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 14
Established Contributor

Re: AMEX and Chase

+1

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 5 of 14
Regular Contributor

Re: AMEX and Chase

What is CSP? Unfortunately my limits right now are 300 and 500, so I am wanting to start getting higher limits.

Message 6 of 14
Moderator Emeritus

Re: AMEX and Chase

Which accounts do you have open?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 7 of 14
Regular Contributor

Re: AMEX and Chase

I currently have a BOA secured card and a Capital One Card. 

Message 8 of 14
Moderator Emeritus

Re: AMEX and Chase

Definately apply for chase freedom and one of the American express cards.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 9 of 14
Valued Contributor

Re: AMEX and Chase


webhopper wrote:
Definately apply for chase freedom and one of the American express cards.

amex charge card that is. if you get it then id go for a revolver if you want. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 10 of 14