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AMEX apped, Want my bank account number?

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HeilFico
Regular Contributor

Re: AMEX apped, Want my bank account number?

Hi Slab!

 

Just wanted to chime in. I was just approved for the Green and Delta Skymiles. I currently have a fraud alert on all three bureaus...(for piece of mind)

 

Because of this, they had to call me at the phone number listed on Experian before approving me for the Green. For the Delta, for some odd reason Transunion had an old number of mine. I had to have them conference in my bank for that app. Was quick and painless. Smiley Happy

 

I've had to deal with this before when I had an old Capital One account.

Message 11 of 15
Thammer
New Contributor

Re: AMEX apped, Want my bank account number?

I had to give my bank account info as well when I apped for my Amex card. The reason was I had just bought a house and had a new address that wasn't reported on my credit report yet. So in order to verify my address they asked to be on a 3 way call with my bank to verify my address and of course this required my bank account number. Once we completed the call I was approved no problem. Hope this helps.

Message 12 of 15
Vanessakk
New Member

Re: AMEX apped, Want my bank account number?

This happened to me a few months ago. The will do a three way and ask the banker to comfirm wich address they have on file for you and will also ask fif the acc has been open for more than 30 days. They are not allowed to say anything about balance .
 photo 378dbf30-2e9b-4977-aeb5-b56bab516825_zps3506e63c.jpg$5000  photo 91515d86-3247-4735-a828-9e37aa4c4329_zpsb38ec168.jpg$3500  photo f26042c5-5545-48fb-960f-85c54b7c6f26_zps5cfbf291.jpgNPSL  photo 49f2d3bc-0f6f-4066-b5ac-37f2996054a3_zps2a154a3c.jpg$3500  photo 6608375f-b4d5-4479-91c0-643963730d96_zps65e62c9f.jpg$3000
Message 13 of 15
Slab
Frequent Contributor

Re: AMEX apped, Want my bank account number?

I will go to my bank tomorrow and call in.

 

Since they have gone this far, would it be a pretty good chance that I will be approved? Customer Service said everything looked great. Just have to confirm my address.

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 14 of 15
Creditaddict
Legendary Contributor

Re: AMEX apped, Want my bank account number?


@Slab wrote:

I will go to my bank tomorrow and call in.

 

Since they have gone this far, would it be a pretty good chance that I will be approved? Customer Service said everything looked great. Just have to confirm my address.


call... super fast and be one in a few minutes.

Like others stated, bank account information is given out so often and sometimes we become more sensitive when asked and we are not expecting to be asked but yet we have no issue giving out or typing in in probably less safe places!!

Message 15 of 15
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