No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello! If I previously had the green, and then gold AMEX card (cancelled it 20 years ago) and now get the Delta Gold AMEX, will this Delta card get backdated on my credit reports? Way back then I don't think they had a Delta card, pretty much I think they just had the green, gold, platinum etc.. cards. thanks!
If it isn't, ask them to correct your member since date. Do not ask them to back date your current card. If you ask them to back date, I guess they run into problems. I guess it can be done with online chat the easiest.
so far the member date on my brand new card is 2014, but when I access my account online it says 1994. I'm waiting to see what will show up on my credit report. If it does show up as 1994, this would be an easy trick to get my AAOA up. I would just apply for another AMEX card and have 2 cards on my report since 1994! Sounds too good to be true though
Backdating is one of the really great things about Amex. It is a really easy way to bolster AAoA.
Go on chat as long as it says it on your account. Ask them to correct your card it's easy now as your account has 1994. They will send you a new card right away. There is no need to wait.
I got my member since date corrected and my online account is showing up the right year. Does it mean the same year will be reported? My first statement cut was 2 days ago. I pulled my EX today, nothing showed up.
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |
@jasonkm1 wrote:so far the member date on my brand new card is 2014, but when I access my account online it says 1994. I'm waiting to see what will show up on my credit report. If it does show up as 1994, this would be an easy trick to get my AAOA up. I would just apply for another AMEX card and have 2 cards on my report since 1994! Sounds too good to be true though
I'm 99% positive that mine said the same on my new card (MS 2014), but when I asked for the chipped card 10 days later, it came with MS 1999, and it also said 1999 on my online account. A few days ago and two statements closing, it just hit my report with an opening date of May 12, 1999. I hadn't had an AmEx account since 2001.
I'm 99% positive that mine said the same on my new card (MS 2014), but when I asked for the chipped card 10 days later, it came with MS 1999, and it also said 1999 on my online account. A few days ago and two statements closing, it just hit my report with an opening date of May 12, 1999. I hadn't had an AmEx account since 2001.
Can you tell me if your new card is the same as the old? Like was it a gold amex, and you got another gold amex? I had the gold amex and my new card is the Delta amex so I'm not sure if this would count for backdating since it's a different card.
Doesn't matter when AmEx introduced the card. It will be backdated to the year of your MSD. The original Blue wasn't introduced until 1999. My MSD is 1998. My BCP is backdated to 1998.