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AMEX backdate with different AMEX card?

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jasonkm1
Regular Contributor

AMEX backdate with different AMEX card?

Hello! If I previously had the green, and then gold AMEX card (cancelled it 20 years ago) and now get the Delta Gold AMEX, will this Delta card get backdated on my credit reports? Way back then I don't think they had a Delta card, pretty much I think they just had the green, gold, platinum etc.. cards.   thanks!

Message 1 of 16
15 REPLIES 15
coldnmn
Mega Contributor

Re: AMEX backdate with different card?

If it isn't, ask them to correct your member since date. Do not ask them to back date your current card. If you ask them to back date, I guess they run into problems. I guess it can be done with online chat the easiest.

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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 16
jasonkm1
Regular Contributor

Re: AMEX backdate with different card?

so far the member date on my brand new card is 2014, but when I access my account online it says 1994. I'm waiting to see what will show up on my credit report. If it does show up as 1994, this would be an easy trick to get my AAOA up. I would just apply for another AMEX card and have 2 cards on my report since 1994! Sounds too good to be true though

Message 3 of 16
GooseGirl
Contributor

Re: AMEX backdate with different card?

Backdating is one of the really great things about Amex. It is a really easy way to bolster AAoA.




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Current Score: EQ FICO 673, TU08 648, EX FICO 654
Next Goal Score: 680
Message 4 of 16
coldnmn
Mega Contributor

Re: AMEX backdate with different card?

Go on chat as long as it says it on your account. Ask them to correct your card it's easy now as your account has 1994. They will send you a new card right away. There is no need to wait.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 16
CreditPlay
Frequent Contributor

Re: AMEX backdate with different card?

 I got my member since date corrected and my online account is showing up the right year. Does it mean the same year will be reported? My first statement cut was 2 days ago. I pulled my EX today, nothing showed up.


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 6 of 16
resilient
Established Contributor

Re: AMEX backdate with different card?


@jasonkm1 wrote:

so far the member date on my brand new card is 2014, but when I access my account online it says 1994. I'm waiting to see what will show up on my credit report. If it does show up as 1994, this would be an easy trick to get my AAOA up. I would just apply for another AMEX card and have 2 cards on my report since 1994! Sounds too good to be true though


I'm 99% positive that mine said the same on my new card (MS 2014), but when I asked for the chipped card 10 days later, it came with MS 1999, and it also said 1999 on my online account. A few days ago and two statements closing, it just hit my report with an opening date of May 12, 1999. I hadn't had an AmEx account since 2001.

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Message 7 of 16
H14
Contributor

Re: AMEX backdate with different card?

Mine also arrived with the current year listed on the card, but upon activating the card the online account manager then said 2007. It reported as such.
Message 8 of 16
jasonkm1
Regular Contributor

Re: AMEX backdate with different card?




I'm 99% positive that mine said the same on my new card (MS 2014), but when I asked for the chipped card 10 days later, it came with MS 1999, and it also said 1999 on my online account. A few days ago and two statements closing, it just hit my report with an opening date of May 12, 1999. I hadn't had an AmEx account since 2001.


Can you tell me if your new card is the same as the old? Like was it a gold amex, and you got another gold amex?  I had the gold amex and my new card is the Delta amex so I'm not sure if this would count for backdating since it's a different card.

Message 9 of 16
takeshi74
Senior Contributor

Re: AMEX backdate with different card?

Doesn't matter when AmEx introduced the card.  It will be backdated to the year of your MSD.  The original Blue wasn't introduced until 1999.  My MSD is 1998.  My BCP is backdated to 1998.

Message 10 of 16
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