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AMEX backdating question

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Sticker
Established Member

AMEX backdating question

I have been thinking about getting the Pen Fed Defender AMEX card.  Does backdating apply to non directly issued AMEX cards ((IE: Pen Fed - Defender type card) or only the direct issued one?

FIOC's: EQ=745,TU=760 As of 02/06/2013
FAKO's EQ=783,TU=790, EX=795 As of 07/31/2012
Cards Held:
Discover - CL 18k - Joined 1993
Wells Fargo Plat - CL 15k - Joined 2000
AMEX Blue AU - CL 16k - Joined 2005
AMEX Blue Cash - CL 12k - Joined 2012
USAA MC - CL 8k - Joined 2012
Message 1 of 4
3 REPLIES 3
improvingmycredit
Valued Contributor

Re: AMEX backdating question


@Sticker wrote:

I have been thinking about getting the Pen Fed Defender AMEX card.  Does backdating apply to non directly issued AMEX cards ((IE: Pen Fed - Defender type card) or only the direct issued one?


Hey!

Amex issued cards only.   Smiley Happy

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 2 of 4
Sticker
Established Member

Re: AMEX backdating question

Thanks that is what I thought I just wanted to confirm it.  The Pen Fed Defender is just looking mighty tempting.

FIOC's: EQ=745,TU=760 As of 02/06/2013
FAKO's EQ=783,TU=790, EX=795 As of 07/31/2012
Cards Held:
Discover - CL 18k - Joined 1993
Wells Fargo Plat - CL 15k - Joined 2000
AMEX Blue AU - CL 16k - Joined 2005
AMEX Blue Cash - CL 12k - Joined 2012
USAA MC - CL 8k - Joined 2012
Message 3 of 4
improvingmycredit
Valued Contributor

Re: AMEX backdating question

No prob!  Good luck with your app if you decide to go for it!  Let us know how it turns out! Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 4 of 4
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