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Regular Contributor
fittiger
Posts: 217
Registered: ‎02-20-2013
0

AMEX backdating

What are the rules/conditions/dates for backdating named accounts?

Chase Sapphire Preferred $17,800; Discover IT $15,000; PenFed Plat Rewards Signature $14,000; AMEX BCE $11,800; AMEX SPG $8,100; Citi Simplicity $10,000; Chase United MileagePlus Explorer $5,000; Chase Ink Classic $3,000; GE Lumber Liquidators $7000; GE Care Credit $2000
Established Contributor
Leadberry
Posts: 612
Registered: ‎01-31-2013
0

Re: AMEX backdating


fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?


Someone could spend an hour answering that question.  Try using the search bar.  For example:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-and-Backdating/m-p/1124167#M313576

   
   
Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
0

Re: AMEX backdating

[ Edited ]

fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?


The short answer is that AMEX backdates to the oldest YEAR that they find in their database for a customer, based on any prior accounts with AMEX.  The MONTH is based on the month in which one applies for a new card.  If they find an old account, they will use that old account year. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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